4738 Bell Mountain Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 4738 Bell Mountain Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,252 sqft · built 2010
Lot Size	0.211 acres (9,190 sqft)
Owner	2 Individual Names on File
Last Sale	$638,293 (Aug 2023)
Tax Bill	$7,868 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R380199`

Property Details

APN / Parcel Number

Primary APN	`R380199`
Alternative APN	`2278-27-001-0110-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,252 sqft Living Area
Gross Area	3,693 sqft
1st Floor Area	3,252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,190 sqft (0.211 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	705 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	387 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4738 BELL MOUNTAIN DR
City	KATY
State	TX
Zip	77494-5296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH SOUTHWEST SEC 27, BLOCK 1, LOT 11
Legal Subdivision	CINCO RANCH SOUTHWEST SEC 27
Legal Block	1
Legal Lot Number	11
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1008
Census Tract	673111

Owner

4738 Bell Mountain Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Fort Bend County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8320 WARD PKWY, KANSAS CITY, MO 64114-2027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit FROST BANK
Aug 1, 2023	Vendor's Lien, Transfer · Conventional Mortgage LOW VA RATES LLC
Apr 24, 2020	Deed of Trust, Mortgage ENCOMPASS LNDG
Mar 20, 2018	Vendor's Lien, Transfer · Conventional Mortgage GEORGETOWN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Prior Sale	Mar 20, 2018 · Amount on File
Deed Document Number	202373395
Prior Transfer Date	Mar 6, 2018
Prior Transfer Doc	0000028794
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4738 BELL MOUNTAIN DR, KATY, TX 77494-5296
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4738 BELL MOUNTAIN DR, KATY, TX 77494-5296

Mortgage

Document Number	0000130039
Date	Oct 14, 2022
Instrument	2022130039

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Aug 1, 2023
Property Address	4738 BELL MOUNTAIN DR, KATY, TX 77494-5296
Document Number	0000073395
Map Reference	SL 20080127
Instrument Date	Aug 1, 2023
Instrument	2023073395
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2434 HORNED OWL DR, KATY, TX 77494-1928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4738 BELL MOUNTAIN DR, KATY, TX 77494-5296
Investor	Possibly a Property Investor

Mortgage

Document Number	0000073396
Date	Aug 1, 2023
Instrument	2023073396

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4738 BELL MOUNTAIN DR, KATY, TX 77494-5296
Document Number	0000049633
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	FRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO-WH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4738 BELL MOUNTAIN DR KATY TX 774945296, KATY, TX 77494-5296

Mortgage

Document Number	0000049633
Date	May 1, 2020
Instrument	49633

Lender

Name	ENCOMPASS LNDG
Address	KATY, TX 77494

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Mar 20, 2018
Property Address	4738 BELL MOUNTAIN DR, KATY, TX 77494-5296
Document Number	0000028794
Map Reference	PL20080127
Instrument Date	Mar 6, 2018
Instrument	2018028794
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4738 BELL MOUNTAIN DR, KATY, TX 77494-5296

Mortgage

Document Number	0000028795
Date	Mar 20, 2018
Instrument	2018028795

Lender

Name	GEORGETOWN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4738 Bell Mountain Dr was $7,868 with a homeowner's exemption, down 34.8% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,868.00 (-34.85%) Homeowner's exemption	$608,046 (-0.76%) Land $114,400 Building $493,646	$608,046 (-0.76%) Land $114,400 Building $493,646
2024	$12,076.00 (+76.89%) Homeowner's exemption	$612,695 (+20.75%) Land $114,400 Building $498,295	$612,695 (+2.72%) Land $114,400 Building $498,295
2023	$6,827.00 Homeowner's exemption	$507,419 (+1%) Land $88,000 Building $508,442	$596,442 (+1%) Land $88,000 Building $508,442
2022		$461,290 Land $88,000 Building $373,290	$542,240 Land $88,000 Building $454,240
2021	$7,268.00
2018	$7,941.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4738 Bell Mountain Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 119 policies
Nearby Flood Policies	119 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4738 Bell Mountain Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO SOUTHWEST MUD 4 serves 6,093 people · EPA ID TX0790522
Water Source	Purchased surface water from CINCO SOUTHWEST MUD 1
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: AT&T.

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