4737 Isabella Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4737 Isabella Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,004 sqft · built 1954
Lot Size	0.285 acres (12,400 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Sep 2005)
Tax Bill	$7,195 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`239-0183-002-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0183-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,004 sqft Living Area
1st Floor Area	1,008 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	12,400 sqft (0.285 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Area	20,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4737 ISABELLA AVE
City	FAIR OAKS
State	CA
Zip	95628-5526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CASA BELLA PARK 01, LOT 53
Legal Subdivision	CASA BELLA PARK 01
Legal Lot Number	53
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4006
Census Tract	7904

Owner

4737 Isabella Ave is owned and occupied by two individuals who acquired it in May 2016.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4737 ISABELLA AVE, FAIR OAKS, CA 95628-5526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · Line of Credit PATELCO FCU
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2005 · Amount on File
Deed Sale	Sep 12, 2005 · Amount on File
Prior Sale	Jul 30, 1998 · Amount on File
Deed Book / Page	20050912 / 1537
Last Transfer Date	May 4, 2016
Transfer Doc	0000000069
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4737 ISABELLA AVE, FAIR OAKS, CA 95628-5526
Document Number	2008031697
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4737 ISABELLA AVE FAIR OAKS CA 956285526, FAIR OAKS, CA 95628-5526

Mortgage

Document Number	2008031697
Date	Aug 3, 2020
Instrument	2008031697

Lender

Name	PATELCO FCU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Term	300 Months
Due	Aug 2, 2045

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4737 ISABELLA AVE, FAIR OAKS, CA 95628-5526
Document Number	2006231160
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4737 ISABELLA AVE FAIR OAKS CA 956285526, FAIR OAKS, CA 95628-5526

Mortgage

Document Number	2006231160
Date	Jun 23, 2020
Instrument	2006231160

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 22, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4737 Isabella Ave was $7,195 with a homeowner's exemption, up 0.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$601,698 (-) Land $122,669 Building $479,029
2025	$7,195.00 (+0.15%) Homeowner's exemption	$601,698 Land $122,669 Building $479,029
2024	$7,184.00 (-0.37%)
2023	$7,211.00 (+0.04%) Homeowner's exemption	$601,698 Land $122,669 Building $479,029
2022	$7,208.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4737 Isabella Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4737 Isabella Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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