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4737 Essex Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4737 Essex Ct, Saint Cloud, FL 34769

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 679 sqft · built 1973
Lot Size0.008 acres (392 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Mar 2022)
Tax Bill$935 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN82305

Property Details

APN / Parcel Number

Primary APN82305
Alternative APN
  • 042630023000010850

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area679 sqft Heated Area
Gross Area751 sqft
1st Floor Area679 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area392 sqft (0.008 acres)
PorchOpen Porch
Porch Area54 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number82305
Street Address4737 ESSEX CT
CitySAINT CLOUD
StateFL
Zip34769-1601
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSR3
Legal DescriptionHEATHER HALL CONDO CONDO EX BK 1 PG 34 BLDG 4 UNIT 85
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionHEATHER HALL CONDOMINIUM
Legal Tract230
Legal Block1
Legal Lot Number85
Legal Unit85
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1005
Census Tract43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4737 ESSEX CT, SAINT CLOUD, FL 34769-1601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2022 · Amount on Record
Deed SaleMar 4, 2022 · Amount on Record
Prior SaleMar 28, 2013 · Amount on Record
Deed Document Number2022035654
Deed Book / Page6164 / 2211
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 4, 2022
Property Address4737 ESSEX CT, SAINT CLOUD, FL 34769-1601
Document Number0061642211
Book / Page6164 / 2211
Map ReferenceMB 308 PG 347
Instrument DateMar 1, 2022
Instrument2022035654
Transaction TypeTransfer
Record UpdatedMar 21, 2022
Title CompanyPROMINENCE TITLE, PROMINENCE T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4207 RED BIRD AVE, 4207, SAINT CLOUD, FL 34772-8880

Transferred To (Grantee/Buyer)

NameVerified Name
Address4737 ESSEX CT, SAINT CLOUD, FL 34769-1601

Mortgage

Document Number0061642212
DateMar 4, 2022
Instrument6164/2212
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$935.00 (-10.87%) Homeowner's exemption Senior Citizen's exemption$107,000 (-4.63%) Building $107,000$107,000 (-4.63%) Building $107,000
2023$1,049.00 (+266.78%) Homeowner's exemption Senior Citizen's exemption$112,200 (+174.37%) Building $112,200$112,200 (+26.35%) Building $112,200
2022$286.00 Homeowner's exemption$40,894$88,800 Building $88,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30
CenturyLink
DSL · Fiber in parts of the area		140 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

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