4737 Craigmoss Ln, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 4737 Craigmoss Ln, Charlotte, NC 28278

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,675 sqft · built 2008
Lot Size	0.071 acres (3,103 sqft)
Owner	Individual Name on Record
Last Sale	$242,000 (Oct 2020)
Tax Bill	$3,180 (2023)
Deeds & Mortgages	Oct 2020 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`199-193-74`

Property Details

APN / Parcel Number

Primary APN	`199-193-74`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,675 sqft Heated Area
Gross Area	2,011 sqft
1st Floor Area	971 sqft
Upper Floors Area	704 sqft

Exterior

Year Built	Built 2008
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	3,103 sqft (0.071 acres)
Garage Area	240 sqft
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	199-193-74
Street Address	4737 CRAIGMOSS LN
City	CHARLOTTE
State	NC
Zip	28278-6676
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MX-1
Legal Description	L91 M50-53
Legal Subdivision	VILLAGE/PRESTWICK
Legal Lot Number	91
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	5923

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4737 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 26, 2017	Warranty Deed, Transfer · Conventional with PMI FIRSTBANK/JEFFERSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	May 26, 2017 · Amount on Record
Deed Document Number	0035140706
Deed Book / Page	35140 / 706
Record Updated	Jun 7, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 5, 2020
Property Address	4737 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676
Document Number	0000162980
Book / Page	35140 / 706
Map Reference	MB 50 PG 53
Instrument Date	Oct 5, 2020
Instrument	2020162980
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	CARDINAL TITLE CENTER LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2042 LAWTON BLUFF RD, 2042, CHARLOTTE, NC 28226-2934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4737 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676

Mortgage

Document Number	0000162981
Date	Oct 5, 2020
Instrument	2020162981

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 26, 2017
Property Address	4737 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676
Document Number	0000069535
Book / Page	031830 / 000892
Instrument Date	May 26, 2017
Instrument	69535
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	MERGE ESCROW LLC, ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4737 CRAIGMOSS LN CHARLOTTE NC 282786676, CHARLOTTE, NC 28278-6676

Mortgage

Document Number	69536
Date	May 26, 2017
Book Page	031830/000895
Instrument	69536

Lender

Name	FIRSTBANK/JEFFERSON
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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