4737 Cable St, Bellingham, WA 98229 Property Records

Whatcom County property record for 4737 Cable St, Bellingham, WA 98229

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,206 sqft · built 1933
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,990,000 (Jul 2021)
Tax Bill	$17,287 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`380326-057012-0000`

Property Details

APN / Parcel Number

Primary APN	`380326-057012-0000`
Alternative APNs	`3803260550100000` `582477` `70485` `26150`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,206 sqft Living Area
Gross Area	5,441 sqft
1st Floor Area	2,416 sqft
Basement Area	1,571 sqft
Finished Basement	1,100 sqft
Unfinished Basement	471 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1968
Architectural Style	Multi-Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Covered Concrete/Masonry Porch
Deck Area	920 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	70485
Street Address	4737 CABLE ST
City	BELLINGHAM
State	WA
Zip	98229-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	WEST GENEVA ON LAKE WHATCOM-THAT PTN OF LOTS 16 THRU 21 BLK 1-TOG WI PTN VAC ALLEY ABTG IN BLK 1 DESC AF 664559 DAF-BEG AT NW COROF LOT 21 BLK 1-TH N 00 DEG 0519 W 3 FT-TH N 80 DEG 2441 E 44 FT-TH N 88 DEG 1441 E 43.40 FT-TH N 89 DEG 5841 E 71.74 FT
Legal Range	03
Legal Township	38
Legal Section	26
Legal Subdivision	WEST GENEVA ON LAKE WHATCOM
Legal Block	1
Legal Lot Number	16-21
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2023
Census Tract	805

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4737 CABLE ST, BELLINGHAM, WA 98229-2616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Jul 16, 2021 · Amount on Record
Deed Document Number	20212787
Prior Transfer Date	Jan 14, 2021
Prior Transfer Doc	0000003836
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 16, 2021
Property Address	4737 CABLE ST, BELLINGHAM, WA 98229-2616
Document Number	20210702787
Instrument Date	Jul 15, 2021
Instrument	2021-0702787
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,730.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4737 CABLE ST, BELLINGHAM, WA 98229-2616

Mortgage

Document Number	20210702788
Date	Jul 16, 2021
Instrument	2021-0702788

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,287.00 (+32.9%)	$1,973,012 (+18.52%) Land $960,430 Building $1,012,582	$1,973,012 (+18.52%) Land $960,430 Building $1,012,582
2022		$1,664,729 Land $810,363 Building $854,366	$1,664,729 Land $810,363 Building $854,366
2021	$13,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20