Niagara County and Lewiston Town property record for 4736 Lower River Rd, Lewiston, NY 14092
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 9 bd · 4.5 ba · 4,432 sqft · built 1915 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $995,000 (Mar 2023) |
| Tax Bill | $20,336 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 292489 87.18-1-38 |
| Primary APN | 292489 87.18-1-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,432 sqft Total Area |
| 1st Floor Area | 2,248 sqft |
| 2nd Floor Area | 2,184 sqft |
| Upper Floors Area | 534 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Lot Area | 108,900 sqft (2.5 acres) |
| Lot Width | 285 ft Width |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 976 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4736 LOWER RIVER RD |
|---|---|
| City | LEWISTON |
| State | NY |
| Zip | 14092-1051 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | OUTSIDE 411108-09 |
| Legal Block | 1 |
| Legal Lot Number | 38.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LEWISTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 24405 |
Source: Niagara County and Lewiston Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8485 W RIVERSHORE DR, NIAGARA FALLS, NY 14304-4301 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Sep 26, 2017 | Reverse Mortgage, Mortgage · FHA Mortgage COMMUNITY FIRST NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2023 · Amount on Record |
| Deed Sale | Mar 10, 2023 · Amount on Record |
| Prior Sale | Feb 28, 2022 · Amount on Record |
| Deed Document Number | 20233687 |
| Prior Transfer Date | Mar 8, 2023 |
| Prior Transfer Doc | 0000003687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4736 LOWER RIVER RD, LEWISTON, NY 14092-1051 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8485 W RIVERSHORE DR, NIAGARA FALLS, NY 14304-4301 |
| Document Number | 0000003688 |
|---|---|
| Date | Mar 10, 2023 |
| Instrument | 2023-03688 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Sep 26, 2017 |
| Property Address | 4736 LOWER RIVER RD, LEWISTON, NY 14092-1051 |
| Document Number | 0000018942 |
| Instrument Date | Sep 5, 2017 |
| Instrument | 18942 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4736 LOWER RIVER RD LEWISTON NY 140921051, LEWISTON, NY 14092-1051 |
| Document Number | 18943 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 18943 |
| Name | COMMUNITY FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | MANHATTAN, KS 66502 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 960 Months |
| Due | Sep 25, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.47% |
| Document Number | 18944, |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 18944 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 960 Months |
| Due | Sep 25, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.47% |
Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lewiston Town |
| Unified School District | Lewiston-Porter Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,336.00 (+2.82%) | ||
| 2025 | $19,778.00 | $450,000 (+9.62%) Land $196,300 Building $253,700 | $1,125,000 (+26.07%) Land $490,750 Building $634,250 |
| 2023 | $410,500 Land $196,300 Building $214,200 | $892,391 Land $426,739 Building $465,652 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEWISTON WATER IMPROVEMENTAREA serves 16,257 people · EPA ID NY3100561 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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