4736 Cumberland St, Shoreview (Saint Paul), MN 55126 Property Records

Ramsey County property record for 4736 Cumberland St, Shoreview, MN 55126

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,724 sqft · built 2005
Lot Size0.291 acres (12,672 sqft)
Owner2 Company Names on Record
Last Sale$725,000 (Dec 2021)
Tax Bill$9,004 (2025)
Deeds & MortgagesJan 2026 Sale
May 2022 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN13-30-23-31-0097

Property Details

APN / Parcel Number

Primary APN13-30-23-31-0097
Alternative APNs
  • 8084143
  • 103874

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,724 sqft Living Area
1st Floor Area1,724 sqft
Basement Area1,200 sqft
Finished Basement1,200 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialConcrete
Construction TypeConcrete
Lot Area12,672 sqft (0.291 acres)
Lot Dimensions144 ft deep x 35 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number103874
Street Address4736 CUMBERLAND ST
CitySAINT PAUL
StateMN
Zip55126-6061
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionVILLAS OF WHISPERING PINES LOT 6 BLK 2
Legal Range23
Legal Township30
Legal Section13
Legal SubdivisionVILLAS OF WHISPERING PINES
Legal Block2
Legal Lot Number6
JurisdictionRAMSEY MN
Township / Civil DivisionSHOREVIEW
Census Block Group2
Census Block2000
Census Tract40707

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4736 CUMBERLAND ST, SAINT PAUL, MN 55126-6061
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Warranty Deed, Transfer
May 16, 2022Transfer on Death Deed, Transfer
Dec 17, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
TRUSTONE FIN'L FCU
Dec 26, 2018Deed of Trust, Mortgage · Conventional with PMI
TRUSTONE FIN'L FCU
Dec 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
TRUSTONE FIN'L FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2021 · Amount on Record
Deed SaleDec 17, 2021 · Amount on Record
Deed Document Number20214925072
Last Transfer DateApr 2, 2022
Transfer Doc0004947136
Record UpdatedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJan 15, 2026
Property Address4736 CUMBERLAND ST, SHOREVIEW, MN 55126-6061
Document Number0A05093205
Instrument DateJan 14, 2026
InstrumentA05093205
Transaction TypeTransfer
Record UpdatedJan 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4736 CUMBERLAND ST, SHOREVIEW, MN 55126-6061

May 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionRAMSEY MN
Recording DateMay 16, 2022
Property Address4736 CUMBERLAND ST, SHOREVIEW, MN 55126-6061
Document Number0A04947136
Instrument DateMay 2, 2022
InstrumentA04947136
Transaction TypeTransfer
Record UpdatedJan 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateDec 17, 2021
Property Address4736 CUMBERLAND ST, SHOREVIEW, MN 55126-6061
Document Number0A04925072
Instrument DateNov 23, 2021
InstrumentA04925072
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyEDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,392.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4736 CUMBERLAND ST, SHOREVIEW, MN 55126-6061
InvestorPossibly a Property Investor

Mortgage

Document Number0A04925073
DateDec 17, 2021
InstrumentA04925073
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2036

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address4736 CUMBERLAND ST, SHOREVIEW, MN 55126-6061
Document Number0004781597
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4736 CUMBERLAND ST SHOREVIEW MN 551266061, SHOREVIEW, MN 55126-6061

Mortgage

Document Number0004781597
DateNov 1, 2019
Instrument4781597
Lender
NameTRUSTONE FIN'L FCU
TypeCredit Union
AddressPLYMOUTH, MN 55447
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 31, 2049

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address4736 CUMBERLAND ST, SHOREVIEW, MN 55126-6061
Document Number0004741839
Instrument DateDec 26, 2018
Transaction TypeMortgage
Record UpdatedJan 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4736 CUMBERLAND ST SHOREVIEW MN 551266061, SHOREVIEW, MN 55126-6061

Mortgage

Document Number0004741839
DateJan 8, 2019
Instrument4741839
Lender
NameTRUSTONE FIN'L FCU
TypeCredit Union
AddressPLYMOUTH, MN 55447
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 7, 2049

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address4736 CUMBERLAND ST, SHOREVIEW, MN 55126-6061
Document Number0004741375
Instrument DateDec 26, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4736 CUMBERLAND ST SHOREVIEW MN 551266061, SHOREVIEW, MN 55126-6061

Mortgage

Document Number0004741375
DateJan 3, 2019
Instrument4741375
Lender
NameTRUSTONE FIN'L FCU
TypeCredit Union
AddressPLYMOUTH, MN 55447
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 2, 2039

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityShoreview City
Unified School DistrictMounds View Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$663,200 (-1.86%) Land $124,800 Building $538,400$663,200 (-1.86%) Land $124,800 Building $538,400
2025$9,004.00 (+0.63%)$675,800 (+1.33%) Land $124,800 Building $551,000$675,800 (+1.33%) Land $124,800 Building $551,000
2023$8,948.00$666,900 Land $124,800 Building $542,100$666,900 Land $124,800 Building $542,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemShoreview
serves 26,750 people · EPA ID MN1620020
Water SourceGroundwater
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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