4735 Settles Point Rd, Suwanee, GA 30024 Property Records

Gwinnett County property record for 4735 Settles Point Rd, Suwanee, GA 30024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,967 sqft · built 1990
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Apr 2025)
Tax Bill	$5,774 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7-277-099`

Property Details

APN / Parcel Number

Primary APN	`7-277-099`
Alternative APN	`R7277 099`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,967 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft
Finished Basement	1,280 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	237 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	7277099
Street Address	4735 SETTLES POINT RD
City	SUWANEE
State	GA
Zip	30024-1990
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100-SINGLE FAM RES
Legal Description	L20 BB SETTLES BRIDGE #1
Legal Subdivision	SETTLES BRIDGE
Legal Block	B
Legal Lot Number	20
Legal Unit	1
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1008
Census Tract	50242

Owner

Source: Gwinnett County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4735 SETTLES POINT RD, SUWANEE, GA 30024-1990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage TEXANA BANK
Jun 9, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL
Dec 14, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Oct 3, 2019	Grant Deed, Transfer · FHA Mortgage CBC NAT'L BK MTG
Oct 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2025 · Amount on Record
Deed Sale	Apr 8, 2025 · Amount on Record
Prior Sale	Apr 8, 2025 · Amount on Record
Deed Document Number	0061772101
Deed Book / Page	61772 / 101
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4735 SETTLES POINT RD, SUWANEE, GA 30024-1990
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4735 SETTLES POINT RD, SUWANEE, GA 30024-1990

Mortgage

Document Number	0599470175
Date	May 16, 2022
Book Page	0000059947/0000000175

Lender

Name	TEXANA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4735 SETTLES POINT RD, SUWANEE, GA 30024-1990
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4735 SETTLES POINT RD, SUWANEE, GA 30024-1990

Mortgage

Document Number	0588220196
Date	Jun 9, 2021
Book Page	0000058822/0000000196

Lender

Name	LAKEVIEW COMMUNITY CAPITAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Dec 14, 2023
Property Address	4735 SETTLES POINT RD, SUWANEE, GA 30024-1990
Document Number	0609570115
Book / Page	60957 / 115
Instrument Date	Dec 13, 2023
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4735 SETTLES POINT RD, SUWANEE, GA 30024-1990

Mortgage

Document Number	0060957117
Date	Dec 14, 2023
Instrument	60957/117

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Oct 3, 2019
Property Address	4735 SETTLES POINT RD, SUWANEE, GA 30024-1990
Document Number	0569280174
Book / Page	056928 / 000174
Instrument Date	Sep 27, 2019
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4735 SETTLES POINT RD SUWANEE GA 300241990, SUWANEE, GA 30024-1990

Mortgage

Document Number	569280175
Date	Oct 3, 2019
Book Page	056928/000175

Lender

Name	CBC NAT'L BK MTG
Address	ALPHARETTA, GA 30022

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GWINNETT GA
Recording Date	Oct 3, 2019
Property Address	4735 SETTLES POINT RD, SUWANEE, GA 30024-1990
Document Number	0569280173
Book / Page	056928 / 000173
Instrument Date	Sep 27, 2019
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4735 SETTLES POINT RD SUWANEE GA 300241990, SUWANEE, GA 30024-1990

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Suwanee City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,774.00 (-7.17%)	$191,000 (-1.44%) Land $38,000 Building $153,000	$477,500 (-1.44%) Land $95,000 Building $382,500
2023	$6,220.00	$193,800 Land $40,800 Building $153,000
2022			$484,500 Land $102,000 Building $382,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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