4735 Ocean Blvd, Destin, FL 32541 Property Records

Okaloosa County property record for 4735 Ocean Blvd, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details6 bd · 6 ba · 4,263 sqft · built 2003
Lot Size0.115 acres (5,021 sqft)
Owner2 Trust Names on File
Last Sale$2,200,000 (Jul 2018)
Tax Bill$34,378 (2025)
Deeds & MortgagesJul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-3929-9

Property Details

APN / Parcel Number

Primary APNC56-000-589-3929-9
Alternative APN
  • 00-2S-22-0075-0000-0380

Interior

Bedrooms6 Beds
Full Baths6 Baths
Stories3 Stories
Building Area4,263 sqft Heated Area
Gross Area6,166 sqft
1st Floor Area1,129 sqft
Upper Floors Area3,134 sqft
FlooringStone
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialStucco
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialSlate
Lot Area5,021 sqft (0.115 acres)
Lot Width50 ft Width
Garage TypeFinished
Garage Area627 sqft
PorchOpen Porch
Porch Area1,276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4735 OCEAN BLVD
CityDESTIN
StateFL
Zip32541-5702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESTINY BY THE SEA S/D LOT 38
Legal Range22
Legal Township02S
Legal SubdivisionDESTINY BY THE SEA S/D
Legal Lot Number38
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1032
Census Tract23308

Owner

4735 Ocean Blvd is held in a trust since July 2018.

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Co-owner2 Co-owners on File
Mailing Address635 CRAIGWOODS DR, KIRKWOOD, MO 63122-5514
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleJul 11, 2018 · Amount on File
Deed SaleJul 11, 2018 · Amount on File
Prior SaleAug 16, 2012 · Amount on File
Deed Document Number3218975
Deed Book / Page3358 / 3261
Record UpdatedJun 8, 2026

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 11, 2018
Property Address4735 OCEAN BLVD, DESTIN, FL 32541-5702
Document Number0033583261
Book / Page3358 / 3261
Map ReferenceMB16 PG21
Instrument DateJun 27, 2018
Instrument3218975
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyEMERALD COAST TITLE SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address635 CRAIGWOODS DR, SAINT LOUIS, MO 63122-5514

Mortgage

Document Number0003218976
DateJul 11, 2018
Instrument3218976
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4735 Ocean Blvd was $34,378.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$34,378.00$3,136,911 Land $1,651,062 Building $1,485,849$3,136,911 Land $1,651,062 Building $1,485,849
2023$30,239.00 (+14.75%)$2,877,662 (+21.76%) Land $1,099,037 Building $1,778,625$2,877,662 (+21.76%) Land $1,099,037 Building $1,778,625
2022$26,352.00$2,363,357 Land $925,573 Building $1,437,784$2,363,357 Land $925,573 Building $1,437,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4735 Ocean Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2003)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4735 Ocean Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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