4735 Citrus Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4735 Citrus Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1991
Square Footage	1,624 sqft Heated Area
Lot Size	13,939 sqft (0.319 acres)
Occupancy	Owner Occupied
Last Sale	$340,000 (2023)
Tax Bill	$4,016.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3126315130000W0080`
Alternative APN	`98823`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,624 sqft Heated Area
Gross Area	2,224 sqft Gross Area
1st Floor	1,232 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1991
Exterior Material	Combination Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,939 sqft (0.319 acres)
Depth X Width	140 ft x 100 ft Depth x Width

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	48 sqft Shed
Patio Area	400 sqft Patio
Porch	Enclosed Porch
Porch Area	992 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98823
Street Address	4735 CITRUS DR
City	SAINT CLOUD
State	FL
Zip	34772-8979
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR VLG PB 1 PG 395 BLK W LOT 8
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	ST CLOUD MANOR VLG
Legal Tract	5130
Legal Block	W
Legal Lot Number	8
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1054
Census Tract	43304

Owner

Source: Osceola County records · APN 3126315130000W0080

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4735 CITRUS DR, SAINT CLOUD, FL 34772-8979
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Prior Sale	Dec 30, 1998 · Amount on Record
Deed Doc Number	2023059586
Deed Book / Page	6404 / 2159
Record Refreshed	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 10, 2023
Property Address	4735 CITRUS DR, SAINT CLOUD, FL 34772-8979
Document Number	0064042159
Book / Page	6404 / 2159
Map Reference	MB 1 PG 395
Instrument Date	May 04, 2023
Instrument	2023059586
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 BEASLEY MINE RD, FRANKLIN, NC 28734

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	4735 CITRUS DR, SAINT CLOUD, FL 34772-8979

Mortgage

Document Number	0064042161
Date	May 10, 2023
Instrument	6404/2161

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,016.00 (+257.93%) Homeowner's exemption	$279,300 (+267.33%) Land $60,000 Building $219,300	$279,300 (+7.71%) Land $60,000 Building $219,300
2023	$1,122.00 (-9.37%) Homeowner's exemption	$76,035 (-13.12%)	$259,300 (+1.81%) Land $45,000 Building $214,300
2022	$1,238.00 Homeowner's exemption	$87,521	$254,700 Land $80,000 Building $174,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 629 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.