4734 Red Oak Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 4734 Red Oak Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,577 sqft · built 2019
Lot Size	1.3 acres (56,715 sqft)
Owner	2 Individual Names on File
Last Sale	$340,400 (Nov 2019)
Tax Bill	$219 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-1N-27-3253-00B00-0490`

Property Details

APN / Parcel Number

Primary APN	`07-1N-27-3253-00B00-0490`
Alternative APN	`N27107325300B000490`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,577 sqft Living Area
Gross Area	3,710 sqft
1st Floor Area	2,577 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	56,715 sqft (1.3 acres)
Lot Dimensions	597 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	730 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	151 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4734 RED OAK DR
City	MILTON
State	FL
Zip	32583-5351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	PRESERVE (THE) LOT 49 BLK B AS DES IN OR 3893 PG 1228
Legal Range	27W
Legal Township	1N
Legal Section	07
Legal Subdivision	PRESERVE (THE)
Legal Block	B
Legal Lot Number	49
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2019
Census Tract	10809

Owner

4734 Red Oak Dr is owned and occupied by two individuals who bought it in November 2019.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4734 RED OAK DR, MILTON, FL 32583-5351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU
Nov 26, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE ONE/SOUTH
Mar 25, 2019	Warranty Deed, Construction Loan · Commercial Mortgage FIRST FLORIDA BANK
Aug 1, 2018	Trustee's Deed, Transfer · Line of Credit BEACH CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019 · Amount on File
Deed Sale	Nov 26, 2019 · Amount on File
Prior Sale	Mar 25, 2019 · Amount on File
Deed Document Number	201953316
Deed Book / Page	3893 / 1228
Prior Transfer Date	Mar 21, 2019
Prior Transfer Doc	0038131458
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4734 RED OAK DR, MILTON, FL 32583-5351
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	FAMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4734 RED OAK DR, MILTON, FL 32583-5351

Mortgage

Document Number	0040381992
Date	Dec 7, 2020
Book Page	4038/1992
Instrument	202065581

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 26, 2019
Property Address	4734 RED OAK DR, MILTON, FL 32583-5351
Document Number	0038931228
Book / Page	003893 / 001228
Instrument Date	Nov 22, 2019
Instrument	53316
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 7, 2020
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,383.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4734 RED OAK DR MILTON FL 325835351, MILTON, FL 32583-5351

Mortgage

Document Number	38931230
Date	Nov 26, 2019
Book Page	003893/001230
Instrument	53317

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 25, 2034

March 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 25, 2019
Property Address	4734 RED OAK DR, MILTON, FL 32583-5351
Document Number	0038131458
Book / Page	3813 / 1458
Map Reference	MB 11 PG 93-97
Instrument Date	Mar 21, 2019
Instrument	201911392
Transaction Type	Construction Loan
Record Updated	Aug 2, 2022
Title Company	MEAD LAW & TITLE

Transaction

Amount	Amount on Record
Tax	$241.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 AUBURN RD, FORT WALTON BEACH, FL 32547-2247

Mortgage

Document Number	0201911393
Date	Mar 25, 2019
Instrument	201911393

Lender

Name	FIRST FLORIDA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 1, 2018
Property Address	4734 RED OAK DR, MILTON, FL 32583-5351
Document Number	0037530893
Book / Page	003753 / 000893
Instrument Date	Jul 30, 2018
Instrument	32881
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,825.70
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 AUBURN RD FORT WALTON BEACH FL 325472247, FORT WALTON BEACH, FL 32547-2247
Investor	Possibly a Property Investor

Mortgage

Document Number	37530895
Date	Aug 1, 2018
Book Page	003753/000895
Instrument	32882

Lender

Name	BEACH CMNTY BK
Type	Bank
Address	33 W GARDEN ST, PENSACOLA, FL 32502-5615

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$318,173 (+3.39%)	$369,717 (-1.99%) Land $48,400 Building $321,317
2024	$219.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$307,746 (+3%)	$377,229 (+9.58%) Land $48,400 Building $328,829
2023	$219.00 (+32.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$298,783 (+3%)	$344,256 (+2.31%) Land $48,400 Building $295,856
2022	$165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$290,081	$336,483 Land $48,400 Building $288,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4734 Red Oak Dr in Zone X, an area of minimal flood risk, though there have been 236 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 98 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	236 (1978–2020)
Claims Outside the SFHA	11 of 236
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 73 claims Hurricane Opal, Oct 1995 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4734 Red Oak Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream.

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