4733 Pine Lake Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4733 Pine Lake Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 1973
Square Footage	2,630 sqft Heated Area
Lot Size	15,594 sqft (0.357 acres)
Occupancy	Owner Occupied
Last Sale	$425,000 (2022)
Tax Bill	$6,741.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`82565`
Alternative APN	`042630090200010520`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,630 sqft Heated Area
Gross Area	3,534 sqft Gross Area
1st Floor	1,576 sqft 1st Floor
Upper Floors	1,054 sqft Upper Floors
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1973
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	15,594 sqft (0.357 acres)
Depth X Width	125 ft x 124 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	638 sqft Garage

Exterior Amenities

Pool Area	450 sqft Pool
Shed	1 Shed
Shed Area	63 sqft Shed
Deck Area	306 sqft Deck
Porch	Open Porch
Porch Area	266 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	82565
Street Address	4733 PINE LAKE DR
City	SAINT CLOUD
State	FL
Zip	34769-1602
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PINE LAKE ESTATES UNIT 2 PB 2 PGS 92-95 LOT 52 09-26-30
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PINE LAKE ESTATE
Legal Tract	902
Legal Block	1
Legal Lot Number	9,52 9
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3014
Census Tract	43208

Owner

Source: Osceola County records · APN 82565

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4733 PINE LAKE DR, SAINT CLOUD, FL 34769-1602
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2022 · Amount on Record
Deed Sale	Oct 20, 2022 · Amount on Record
Prior Sale	Mar 25, 2014 · Amount on Record
Deed Doc Number	2022155567
Deed Book / Page	6303 / 473
Record Refreshed	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 20, 2022
Property Address	4733 PINE LAKE DR, SAINT CLOUD, FL 34769-1602
Document Number	0063030473
Book / Page	6303 / 473
Map Reference	MB 2 PG 92-95
Instrument Date	Oct 14, 2022
Instrument	2022155567
Transaction Type	Transfer
Record Updated	Nov 09, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 E CARROLL ST, 1020, KISSIMMEE, FL 34744-1451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4733 PINE LAKE DR, SAINT CLOUD, FL 34769-1602

Mortgage

Document Number	0006303474
Date	Oct 20, 2022
Instrument	6303/474

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,741.00 (-2.7%)	$376,400 (-2.11%) Land $65,000 Building $311,400	$376,400 (-2.11%) Land $65,000 Building $311,400
2023	$6,928.00 (+169.57%)	$384,500 (+108.1%) Land $60,000 Building $324,500	$384,500 (+10.11%) Land $60,000 Building $324,500
2022	$2,570.00 Homeowner's exemption	$184,766	$349,200 Land $55,000 Building $294,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.