Guthrie County property record for 4733 Neff Ln, Panora, IA 50216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,010 sqft · built 1974 |
| Lot Size | 0.858 acres (37,418 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Jun 2024) |
| Tax Bill | $2,942 (2024) |
| Deeds & Mortgages | Mar 2012 Line of Credit Mar 2012 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0001803100 |
| Primary APN | 0001803100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,010 sqft Living Area |
| Basement Area | 1,010 sqft |
| Finished Basement | 500 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,418 sqft (0.858 acres) |
| Lot Dimensions | 187 ft deep x 200 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 374 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 4733 NEFF LN |
|---|---|
| City | PANORA |
| State | IA |
| Zip | 50216-8628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3705 & 3706 PLAT 25 LAKE PANORAMA SUBDIVISION |
| Legal Lot Number | 3705 |
| Jurisdiction | GUTHRIE IA |
| Township / Civil Division | VICTORY |
| Census Block Group | 1 |
| Census Block | 1219 |
| Census Tract | 950100 |
Source: Guthrie County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4733 NEFF LN, PANORA, IA 50216-8628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2012 | Deed of Trust, Mortgage · Line of Credit US BANK NA ND |
| Mar 6, 2012 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA ND |
| Feb 28, 2014 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF IOWA |
| Jun 25, 2024 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Oct 14, 2022 | Warranty Deed, Transfer · Line of Credit GUTHRIE COUNTY STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2024 · Amount on Record |
| Deed Sale | Jun 25, 2024 · Amount on Record |
| Prior Sale | Oct 14, 2022 · Amount on Record |
| Deed Document Number | 2024-1419 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 4733 NEFF LN, PANORA, IA 50216-8628 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02012/0636 |
|---|---|
| Date | Mar 6, 2012 |
| Book Page | 2012/0636 |
| Instrument | 2012-0636 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 5, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 4733 NEFF LN, PANORA, IA 50216-8628 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02012/0637 |
|---|---|
| Date | Mar 6, 2012 |
| Book Page | 2012/0637 |
| Instrument | 2012-0637 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 5, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 4733 NEFF LN, PANORA, IA 50216-8628 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02014/0486 |
|---|---|
| Date | Feb 28, 2014 |
| Book Page | 2014/0486 |
| Instrument | 2014-0486 |
| Name | UNITED BANK OF IOWA |
|---|---|
| Address | IDA GROVE, IA 51445 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 29, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | Jun 25, 2024 |
| Property Address | 4733 NEFF LN, PANORA, IA 50216-8628 |
| Document Number | 0020241419 |
| Instrument Date | Jun 23, 2024 |
| Instrument | 2024-1419 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $471.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4733 NEFF LN, PANORA, IA 50216-8628 |
| Document Number | 0020241420 |
|---|---|
| Date | Jun 25, 2024 |
| Instrument | 2024-1420 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | Oct 14, 2022 |
| Property Address | 4733 NEFF LN, PANORA, IA 50216-8628 |
| Document Number | 0020222847 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022-2847 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $407.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4733 NEFF LN, PANORA, IA 50216-8628 |
| Document Number | 0020222848 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2022-2848 |
| Name | GUTHRIE COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Guthrie County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Guthrie County |
| Unified School District | Panorama Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $247,000 (-2.79%) Land $56,100 Building $190,900 | $247,000 (-2.79%) Land $56,100 Building $190,900 | |
| 2024 | $2,942.00 (+34.58%) | ||
| 2023 | $254,100 (+68.06%) Land $56,100 Building $198,000 | $254,100 (+68.06%) Land $56,100 Building $198,000 | |
| 2022 | $2,186.00 Homeowner's exemption | $151,200 Land $28,100 Building $123,100 | |
| 2021 | $151,200 Land $28,100 Building $123,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Panora Telecommunications Fiber | 1,000 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
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