4733 Isabella Ave, Keyes, CA 95328 Property Records

Stanislaus County property record for 4733 Isabella Ave, Keyes, CA 95328

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,636 sqft · built 2005
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Aug 2015)
Tax Bill	$3,468 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-067-042-000`

Property Details

APN / Parcel Number

Primary APN	`045-067-042-000`
Alternative APN	`0456742000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Building Area	2,636 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	6,600 sqft (0.152 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4733 ISABELLA AVE
City	KEYES
State	CA
Zip	95328-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BONITA RANCH #2 (42M07) LOT 301
Legal Subdivision	BONITA RANCH 02
Legal Block	4
Legal Lot Number	301
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4009
Census Tract	3002

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4733 ISABELLA AVE, KEYES, CA 95328-9720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Sep 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2015 · Amount on Record
Deed Sale	Aug 31, 2015 · Amount on Record
Prior Sale	Sep 7, 2011 · Amount on Record
Deed Document Number	201569431
Last Transfer Date	Sep 9, 2021
Transfer Doc	0000088460
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Aug 17, 2026
Property Address	4733 ISABELLA AVE, KEYES, CA 95328-9720
Document Number	0000045037
Instrument Date	Aug 7, 2026
Instrument	202645037
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4733 ISABELLA AVE, KEYES, CA 95328-9720

Mortgage

Document Number	0000045037,
Date	Aug 17, 2026
Instrument	202645037

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Sep 16, 2021
Property Address	4733 ISABELLA AVE, KEYES, CA 95328-9720
Document Number	0000088460
Map Reference	VOL 42 PG 7
Instrument Date	Sep 9, 2021
Instrument	2021-0088460
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4733 ISABELLA AVE, KEYES, CA 95328-9720

Mortgage

Document Number	0000088461
Date	Sep 16, 2021
Instrument	2021-0088461

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4733 ISABELLA AVE, KEYES, CA 95328-9720
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033470
Date	May 15, 2020
Instrument	2020-0033470

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Secondary School District	Turlock Unified School District (9-12) (09 - 12)
Elementary School District	Keyes Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,468.00 (+2.63%)	$281,324 (+2%) Land $68,065 Building $213,259
2025	$3,379.00 (+5.23%)	$275,809 (+4.04%) Land $66,731 Building $209,078
2023	$3,211.00 (+1.49%)	$265,101 Land $64,141 Building $200,960
2022	$3,164.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYES COMMUNITY SERVICES DIST. serves 5,672 people · EPA ID CA5010009
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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