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4733 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 4733 Hwy 4, Jay, FL 32565 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,829 sqft Heated Area
Lot Size108,900 sqft (2.5 acres)
OccupancyOwner Occupied
Tax Bill$2,079.00 (2024)

Owner

Source: Santa Rosa County records · APN 42-5N-29-0000-00302-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4733 HIGHWAY 4, JAY, FL 32565-3022
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2020Loan Modification, Mortgage
PEN AIR FCU
Jul 14, 2020Correction Deed
SURETY LAND TITLE/FL LLC
Feb 10, 2020Intrafamily Transfer, Transfer · Building or Construction Mortgage
PEN AIR FEDERAL CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2020
Deed SaleJul 14, 2020
Prior SaleSep 02, 2015
Deed Doc Number0039761318
Prior Transfer DateFeb 10, 2020
Prior Transfer Doc202006425
Record RefreshedJun 08, 2026

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address4733 HIGHWAY 4, JAY, FL 32565-3022
Document Number0040370205
Instrument DateNov 20, 2020
Transaction TypeMortgage
Record UpdatedJan 08, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4733 HIGHWAY 4 JAY FL 325653022, JAY, FL 32565-3022

Mortgage

Document Number0040370205
DateDec 02, 2020
Book Page004037/000205
Instrument64670
Lender
NamePEN AIR FCU
TypeCredit Union
AddressPENSACOLA, FL 32504
Agreement
AmountAmount Recorded
Term360 Months
DueDec 01, 2050
Interest
Rate3.87%

July 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionSANTA ROSA FL
Recording DateJul 14, 2020
Property Address4733 HIGHWAY 4, JAY, FL 32565-3022
Document Number0039761318
Book / Page003976 / 001318
Instrument DateJul 14, 2020
Instrument34980
Record UpdatedAug 10, 2020
Title CompanySURETY LAND TITLE/FL LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4812 GUERNSEY RD PACE FL 325718625, PACE, FL 32571-8625

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateFeb 10, 2020
Property Address4733 HIGHWAY 4, JAY, FL 32565-3022
Document Number0039170961
Book / Page3917 / 961
Instrument DateFeb 07, 2020
Instrument202006425
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanySURETY LAND TITLE

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4733 HIGHWAY 4, JAY, FL 32565-3022

Mortgage

Document Number0039170962
DateFeb 10, 2020
Instrument3917/0962
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term373 Months
DueMar 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateMar 01, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.87%

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$2,079.00 (+1.91%) Homeowner's exemption$211,318 (+3%)$246,637 (+3.26%) Land $37,500 Building $209,137
2023$2,040.00 (+2.46%) Homeowner's exemption$205,163 (+3%)$238,846 (+0.9%) Land $31,875 Building $206,971
2022$1,991.00 Homeowner's exemption$199,187$236,710 Land $31,875 Building $204,835

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 1,235 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN42-5N-29-0000-00302-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Building Area1,829 sqft Heated Area
Gross Area2,601 sqft Gross Area
1st Floor2,329 sqft 1st Floor
Stories1 Stories
Primary FlooringLaminate Plank Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area108,900 sqft (2.5 acres)
Depth X Width5,440 ft x 2,000 ft Depth x Width
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number425N290000003020000
Street Address4733 HIGHWAY 4
CityJAY
StateFL
Zip32565-3022
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM ON C/L OF SR #4 & C/L OF SR 399 THN W ON C/L OF SR 4 610.3 FT THN SLY AT RGT ANGL 50 FT TO POB & CONT SLY 544 FT THN WLY
Legal Range29W
Legal Township05N
Legal Section42
JurisdictionSANTA ROSA FL
Minor Civil DivisionJAY
Census Blockgroup2
Census Block2005
Census Tract10200

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