47327 305th St, Beresford, SD 57004 Property Records

Union County property record for 47327 305th St, Beresford, SD 57004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,640 sqft · built 1911
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,000 (Aug 2018)
Tax Bill	$2,912 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16.00.15.2010`

Property Details

APN / Parcel Number

Primary APN	`16.00.15.2010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,640 sqft Living Area

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	47327 305TH ST
City	BERESFORD
State	SD
Zip	57004-6931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMERSMA TR 1 AN ADDI TION IN NW1/4 (20A)
Legal Range	50W
Legal Township	94N
Legal Section	15
Legal Subdivision	AN ADD
Legal Tract	1
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	EMMET
Census Block Group	1
Census Block	1059
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47327 305TH ST, BERESFORD, SD 57004-6931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2018	Deed of Trust, Mortgage CLAY UNION ELECTRONIC CORPORATION
Dec 7, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 8, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Jul 26, 2017	Intrafamily Transfer, Transfer · FHA Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2018 · Amount on Record
Deed Sale	Aug 8, 2018 · Amount on Record
Prior Sale	Jul 26, 2017
Deed Document Number	20183294
Deed Book / Page	108 / 514
Prior Transfer Date	Jul 10, 2017
Prior Transfer Doc	00107/0376
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	47327 305TH ST, BERESFORD, SD 57004-6931
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47327 305TH ST, BERESFORD, SD 57004-6931

Mortgage

Document Number	00172/0915
Date	Nov 29, 2018
Book Page	172/0915
Instrument	185079

Lender

Name	CLAY UNION ELECTRONIC CORPORATION
Type	Non-Lending Institution
Address	VERMILLION, SD 57069

Agreement

Amount	Amount Recorded
Term	83 Months
Due	Oct 20, 2025

Interest

Rate	5%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	47327 305TH ST, BERESFORD, SD 57004-6931
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00178/1230
Date	Dec 7, 2021
Book Page	178/1230
Instrument	214987

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Aug 8, 2018
Property Address	47327 305TH ST, BERESFORD, SD 57004-6931
Document Number	00108/0514
Book / Page	108 / 0514
Instrument Date	Aug 6, 2018
Instrument	183294
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 W CEDAR ST, BERESFORD, SD 57004-1231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47327 305TH ST, BERESFORD, SD 57004-6931

Mortgage

Document Number	0000183295
Date	Aug 8, 2018
Instrument	183295

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION SD
Recording Date	Jul 26, 2017
Property Address	47327 305TH ST, BERESFORD, SD 57004-6931
Document Number	00107/0376
Book / Page	107 / 0376
Instrument Date	Jul 10, 2017
Instrument	172815
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SERVICE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	47327 305TH ST, BERESFORD, SD 57004-6931

Mortgage

Document Number	0000172816
Date	Jul 26, 2017
Instrument	172816

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Emmet Township
Unified School District	Beresford School District 61-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,912.00 (+0.03%)	$257,679 (-) Land $112,913 Building $144,766
2025	$2,911.00 (-2.61%)	$257,679 (+72.6%) Land $112,913 Building $144,766
2024	$2,989.00 (+58.9%)
2023	$1,881.00 (+19.73%)	$149,296 Land $80,658 Building $68,638
2022	$1,571.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2014–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alliance Communications Cooperative Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

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