47325 Middle Bluff Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 47325 Middle Bluff Pl, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,171 sqft · built 2000
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$1,350,000 (May 2025)
Tax Bill	$10,163 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`005-16-0118-000`

Property Details

APN / Parcel Number

Primary APN	`005-16-0118-000`
Alternative APN	`65 4 164`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	5,171 sqft Living Area
1st Floor Area	1,596 sqft
Basement Area	1,485 sqft
Finished Basement	1,485 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	256 sqft
Deck Area	Deck Area
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	47325 MIDDLE BLUFF PL
City	STERLING
State	VA
Zip	20165-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	SOUTH BANK SEC.3A LOT 164 200406040056314 1775--1206
Legal Subdivision	SOUTH BANK
Legal Block	2
Legal Lot Number	164
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2003
Census Tract	611208

Owner

47325 Middle Bluff Pl is owned and occupied by an individual who bought it in May 2025.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	47325 MIDDLE BLUFF PL, STERLING, VA 20165-3131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit NEXTMARK FEDERAL CREDIT UNION
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage MCLEAN MTG
Aug 29, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage NETWORK CAP FNDG
Aug 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 17, 2018	Quit Claim Deed, Transfer NETWORK CAP FNDG
Oct 17, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2025 · Amount on File
Deed Sale	May 19, 2025 · Amount on File
Prior Sale	Jul 16, 2020 · Amount on File
Deed Document Number	202522526
Prior Transfer Date	Feb 10, 2015
Prior Transfer Doc	201503090/013635
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47325 MIDDLE BLUFF PL, STERLING, VA 20165-3131
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043109
Date	Jul 25, 2022
Instrument	202207250043109

Lender

Name	NEXTMARK FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2052

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jul 16, 2020
Property Address	47325 MIDDLE BLUFF PL, STERLING, VA 20165-3131
Document Number	20200716057072
Instrument Date	Jul 7, 2020
Instrument	57072
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47325 MIDDLE BLUFF PL STERLING VA 201653131, STERLING, VA 20165-3131

Mortgage

Document Number	20200716057075
Date	Jul 16, 2020
Instrument	57075

Lender

Name	MCLEAN MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2050

Interest

Rate Type	Fixed Rate

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 29, 2019
Property Address	47325 MIDDLE BLUFF PL, STERLING, VA 20165-3131
Document Number	20190829050781
Instrument Date	Jun 17, 2019
Instrument	50781
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47325 MIDDLE BLUFF PL STERLING VA 201653131, STERLING, VA 20165-3131

Mortgage

Document Number	20190829050782
Date	Aug 29, 2019
Instrument	50782

Lender

Name	NETWORK CAP FNDG
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2049

Interest

Rate Type	Fixed Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 29, 2019
Property Address	47325 MIDDLE BLUFF PL, STERLING, VA 20165-3131
Document Number	20190829050783
Instrument Date	Jun 17, 2019
Instrument	50783
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47325 MIDDLE BLUFF PL STERLING VA 201653131, STERLING, VA 20165-3131

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 17, 2018
Property Address	47325 MIDDLE BLUFF PL, STERLING, VA 20165-3131
Document Number	20181017060629
Instrument Date	Oct 12, 2018
Instrument	60629
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47325 MIDDLE BLUFF PL STERLING VA 201653131, STERLING, VA 20165-3131

Mortgage

Document Number	20181017060630
Date	Oct 17, 2018
Instrument	60630

Lender

Name	NETWORK CAP FNDG
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

Interest

Rate Type	Fixed Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 17, 2018
Property Address	47325 MIDDLE BLUFF PL, STERLING, VA 20165-3131
Document Number	20181017060631
Instrument Date	Oct 12, 2018
Instrument	60631
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47325 MIDDLE BLUFF PL STERLING VA 201653131, STERLING, VA 20165-3131

Tax Assessment & Valuation

The 2026 property tax bill for 47325 Middle Bluff Pl was $10,163, up 11% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,163.00 (+10.97%)	$1,262,510 (+10.97%) Land $281,400 Building $981,110	$1,262,510 (+10.97%) Land $281,400 Building $981,110
2025	$9,158.00	$1,137,720 Land $281,400 Building $856,320	$1,137,720 Land $281,400 Building $856,320
2023	$8,798.00	$1,005,510 Land $281,400 Building $724,110	$1,005,510 Land $281,400 Building $724,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47325 Middle Bluff Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 47325 Middle Bluff Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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