47320 Rock Falls Ter, Sterling, VA 20165 Property Records

Loudoun County property record for 47320 Rock Falls Ter, Sterling, VA 20165

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,228 sqft · built 1994
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$512,420 (Jul 2023)
Tax Bill	$5,235 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-26-2927-000`

Property Details

APN / Parcel Number

Primary APN	`006-26-2927-000`
Alternative APN	`82 F 5 45`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,228 sqft Living Area
1st Floor Area	806 sqft
Basement Area	574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2008
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Basement
Garage Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	47320 ROCK FALLS TER
City	STERLING
State	VA
Zip	20165-2432
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH4
Legal Description	GREAT FALLS CHASE SEC.11 LOT 45 1597--251
Legal Subdivision	GREAT FALLS CHASE
Legal Block	2
Legal Lot Number	45
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2000
Census Tract	611209

Owner

47320 Rock Falls Ter, a townhouse, is owned and occupied by two individuals who bought it in July 2023.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47320 ROCK FALLS TER, STERLING, VA 20165-2432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage CMG HOME LOANS
Aug 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL OF OMAHA MORTGAGE INC
Nov 13, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR
Sep 4, 2018	Warranty Deed, Transfer · VA Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Sep 4, 2018 · Amount on File
Deed Document Number	202327841
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jul 17, 2023
Property Address	47320 ROCK FALLS TER, STERLING, VA 20165-2432
Document Number	0000027841
Instrument Date	Jul 14, 2023
Instrument	202307170027841
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47320 ROCK FALLS TER, STERLING, VA 20165-2432

Mortgage

Document Number	0000027842
Date	Jul 17, 2023
Instrument	202307170027842

Lender

Name	CMG HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47320 ROCK FALLS TER, STERLING, VA 20165-2432
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202108250090187
Date	Aug 25, 2021
Instrument	202108250090187

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47320 ROCK FALLS TER, STERLING, VA 20165-2432
Document Number	20191118071473
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47320 ROCK FALLS TER STERLING VA 201652432, STERLING, VA 20165-2432

Mortgage

Document Number	20191118071473
Date	Nov 18, 2019
Instrument	71473

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Sep 4, 2018
Property Address	47320 ROCK FALLS TER, STERLING, VA 20165-2432
Document Number	20180904051861
Instrument Date	Aug 22, 2018
Instrument	51861
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47320 ROCK FALLS TER STERLING VA 201652432, STERLING, VA 20165-2432

Mortgage

Document Number	20180904051862
Date	Sep 4, 2018
Instrument	51862

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 47320 Rock Falls Ter was $5,235.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,235.00	$650,330 Land $200,000 Building $450,330	$650,330 Land $200,000 Building $450,330
2023	$4,483.00 (-2.35%)	$512,420 (-0.68%) Land $200,000 Building $312,420	$512,420 (-0.68%) Land $200,000 Building $312,420
2022	$4,591.00	$515,920 Land $175,000 Building $340,920	$515,920 Land $175,000 Building $340,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47320 Rock Falls Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47320 Rock Falls Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

47320 Rock Falls Ter, Sterling, VA 20165 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Rock Falls Ter

Nearby Streets

Search Property Records by Address or Parcel Number