4732 Swaffer Rd, Millington, MI 48746 Property Records

Tuscola County property record for 4732 Swaffer Rd, Millington, MI 48746

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1974
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jan 2013)
Tax Bill	$2,110 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020-033-000-4200-00`

Property Details

APN / Parcel Number

Primary APN	`020-033-000-4200-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,800 sqft Building Perimeter
1st Floor Area	1,800 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	217,800 sqft (5 acres)
Garage Area	576 sqft

Location & Zoning

Street Address	4732 SWAFFER RD
City	MILLINGTON
State	MI
Zip	48746-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VAS-33-301G SEC 33 T11N R8E BEG AT S 1/4 COR OF SEC, TH N 1320 FT, TH W 165 FT, TH S 1320 FT, TH E 165 FT TO POB. 5 A.
Legal Range	08E
Legal Township	11N
Legal Section	33
Jurisdiction	TUSCOLA MI
Township / Civil Division	VASSAR
Census Block Group	4
Census Block	4035
Census Tract	1000

Owner

4732 Swaffer Rd is owned and occupied by an individual who bought it in January 2013.

Source: Tuscola County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4732 SWAFFER RD, MILLINGTON, MI 48746-9116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Line of Credit STATE SAVINGS BANK
Mar 13, 2023	Intrafamily Transfer, Transfer
Apr 21, 2020	Deed of Trust, Mortgage · Conventional with PMI TCF NAT'L BK
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BK
Aug 15, 2017	Deed of Trust, Mortgage · Line of Credit CHEMICAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2013 · Amount on File
Deed Sale	Jan 29, 2013 · Amount on File
Prior Sale	Apr 26, 2012 · Amount on File
Deed Book / Page	1270 / 873
Prior Transfer Date	Jan 18, 2013
Prior Transfer Doc	0000962526
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	4732 SWAFFER RD, MILLINGTON, MI 48746-9116
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4732 SWAFFER RD, MILLINGTON, MI 48746-9116

Mortgage

Document Number	01518/1488
Date	Oct 7, 2022
Book Page	1518/1488

Lender

Name	STATE SAVINGS BANK
Type	Bank
Address	BEULAH, MI 49617

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TUSCOLA MI
Recording Date	Mar 13, 2023
Property Address	4732 SWAFFER RD, MILLINGTON, MI 48746-9116
Document Number	001527/694
Book / Page	1527 / 694
Instrument Date	Mar 2, 2023
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4732 SWAFFER RD, MILLINGTON, MI 48746-9116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4732 SWAFFER RD, MILLINGTON, MI 48746-9116

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	4732 SWAFFER RD, MILLINGTON, MI 48746-9116
Document Number	0014451183
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4732 SWAFFER RD MILLINGTON MI 487469116, MILLINGTON, MI 48746-9116

Mortgage

Document Number	0014451183
Date	Apr 30, 2020
Book Page	001445/001183

Lender

Name	TCF NAT'L BK
Type	Bank
Address	MILLINGTON, MI 48746

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	4732 SWAFFER RD, MILLINGTON, MI 48746-9116
Document Number	0014330637
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4732 SWAFFER RD MILLINGTON MI 487469116, MILLINGTON, MI 48746-9116

Mortgage

Document Number	0014330637
Date	Oct 21, 2019
Book Page	001433/000637

Lender

Name	CHEMICAL BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	4732 SWAFFER RD, MILLINGTON, MI 48746-9116
Document Number	0001014206
Book / Page	001383 / 000046
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4732 SWAFFER RD MILLINGTON MI 487469116, MILLINGTON, MI 48746-9116

Mortgage

Document Number	0001014206
Date	Oct 2, 2017
Book Page	001383/000046
Instrument	1014206

Lender

Name	CHEMICAL BK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4732 Swaffer Rd was $2,110 with a homeowner's exemption, up 17.9% from the year before.

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Vassar Township
Unified School District	Millington Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,500 (-0.43%)	$275,000 (-0.43%)
2025	$2,110.00 (+17.88%) Homeowner's exemption	$138,100	$276,200
2024	$1,790.00
2023		$124,700	$249,400
2020	$1,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4732 Swaffer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4732 Swaffer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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