47315 Royal Rd, Macomb, MI 48044 Property Records

Macomb County property record for 47315 Royal Rd, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,556 sqft · built 1976
Lot Size	0.259 acres (11,282 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Oct 2025)
Tax Bill	$2,518 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-30-303-038`

Property Details

APN / Parcel Number

Primary APN	`20-08-30-303-038`
Alternative APN	`0830303038`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	1,556 sqft
Basement Area	1,556 sqft
Unfinished Basement	1,556 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	11,282 sqft (0.259 acres)
Lot Dimensions	141 ft deep x 80 ft wide
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	47315 ROYAL RD
City	MACOMB
State	MI
Zip	48044-2452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HAVERHILL SUBDIVISION NO. 1" LOT 45 LIBER: 66 PAGES: 43-45
Legal Subdivision	HAVERHILL SUBDIVISION
Legal Lot Number	45
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2013
Census Tract	224300

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	523 CURZON ST, 201, HOWELL, MI 48843-4106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 9, 2024	Deed of Trust, Mortgage · Line of Credit ADVANTAGE ONE CU
Oct 29, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Nov 18, 2008 · Amount on Record
Deed Document Number	202597006
Deed Book / Page	30361 / 426
Prior Transfer Date	Jan 7, 2008
Prior Transfer Doc	0000005186
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	47315 ROYAL RD, MACOMB, MI 48044-2452
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47315 ROYAL RD, MACOMB, MI 48044-2452

Mortgage

Document Number	2102280870
Date	Dec 3, 2021
Book Page	28246/251
Instrument	202102280870

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	47315 ROYAL RD, MACOMB, MI 48044-2452
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47315 ROYAL RD, MACOMB, MI 48044-2452

Mortgage

Document Number	2400056352
Date	Jul 9, 2024
Book Page	29659/430
Instrument	202400056352

Lender

Name	ADVANTAGE ONE CU
Type	Credit Union
Address	FLAT ROCK, MI 48134

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 29, 2025
Property Address	47315 ROYAL RD, MACOMB, MI 48044-2452
Document Number	2500097006
Book / Page	30361 / 426
Map Reference	LB 66 PG 43-45
Instrument Date	Oct 24, 2025
Instrument	202500097006
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SUNTRUST TITLE AGENCY, TRUST TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,362.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47315 ROYAL RD, MACOMB, MI 48044-2452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 CURZON ST APT 201, 201, HOWELL, MI 48843-4106

Mortgage

Document Number	0000364800
Date	Oct 29, 2025
Instrument	30364/800

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	47315 ROYAL RD, MACOMB, MI 48044-2452
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039177
Date	Apr 6, 2018
Book Page	25298/374
Instrument	8039177

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2043

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	47315 ROYAL RD, MACOMB, MI 48044-2452
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133591
Date	Nov 22, 2019
Book Page	26353/738
Instrument	9133591

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,600 (+3.85%)	$307,200 (+3.85%)
2025	$2,518.00 (+2.57%) Homeowner's exemption	$147,900 (+12.39%)	$295,800 (+12.39%)
2024	$2,455.00 (+6.65%)
2023		$131,600	$263,200
2022	$2,302.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Also Mapped Here	SHELBY TOWNSHIP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: WOW Internet, Cable & Phone.

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