4731 Westwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4731 Westwinds Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.004 acres (217 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Oct 2018)
Tax Bill	$6,201 (2024)
Deeds & Mortgages	Mar 2019 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42800-000-4731`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42800-000-4731`
Alternative APN	`1077419`

Exterior

Lot Area	217 sqft (0.004 acres)

Location & Zoning

Account Number	1077419
Street Address	4731 WESTWINDS DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7846
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT 4731 WESTWINDS AT SANDESTIN CONDO CB 1778-67 OR 1795-423 OR 2330-1119 OR 3018-350 OR 3087-142 OR 3099-1113
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	WESTWINDS AT SANDESTIN CONDO
Legal Lot Number	4731
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

4731 Westwinds Dr, a condominium, is owned by an individual who bought it in October 2018.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	719 PARK CREEK CIR, LOUISVILLE, KY 40245-6242
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 4, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK
Mar 11, 2019	Correction Deed CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2018 · Amount on File
Deed Sale	Oct 4, 2018 · Amount on File
Prior Sale	Aug 15, 2016 · Amount on File
Deed Document Number	2018000033744
Deed Book / Page	3087 / 0142
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	4731 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7846
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031001914
Date	Mar 25, 2019
Book Page	3100/1914
Instrument	20190008755

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 4, 2018
Property Address	4731 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7846
Document Number	0030870142
Book / Page	3087 / 0142
Map Reference	OR1778 PG67
Instrument Date	Sep 28, 2018
Instrument	2018000033744
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12406 CROSS CANYON LN, 12406, CYPRESS, TX 77433-1368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 PARK CREEK CIR, LOUISVILLE, KY 40245-6242

Mortgage

Document Number	2018000033745
Date	Oct 4, 2018
Instrument	2018000033745

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	WALTON FL
Recording Date	Mar 11, 2019
Property Address	4731 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7846
Document Number	0030991113
Book / Page	003099 / 001113
Instrument Date	Sep 28, 2018
Instrument	7144
Record Updated	Mar 26, 2019
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 PARK CREEK CIR LOUISVILLE KY 402456242, LOUISVILLE, KY 40245-6242

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$781,694 Building $781,694	$781,694 Building $781,694
2024	$6,201.00 (+7.43%)
2023	$5,772.00 (+15.07%)	$715,313 (+25%) Building $715,313	$715,313 (+25%) Building $715,313
2022	$5,016.00	$572,250 Building $572,250	$572,250 Building $572,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4731 Westwinds Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4731 Westwinds Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

Nearby Properties on Westwinds Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures