4731 Ternstone Ave, Orlando, FL 32812 Property Records

Orange County property record for 4731 Ternstone Ave, Orlando, FL 32812

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,265 sqft · built 1981
Lot Size	0.93 acres (4,070 sqft)
Owner	Individual Name on File
Last Sale	$57,000 (Jul 2003)
Tax Bill	$618 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-23-30-1616-00-200`

Property Details

APN / Parcel Number

Primary APN	`16-23-30-1616-00-200`
Alternative APNs	`302316161600200` `552356` `558127` `562788`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,265 sqft Living Area
Gross Area	1,517 sqft
1st Floor Area	1,265 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	4,070 sqft (0.93 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4731 TERNSTONE AVE
City	ORLANDO
State	FL
Zip	32812-1557
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-T-1
Legal Description	CARDINAL PARK 2/104 LOT 20 SEE 3250/1669
Legal Range	30E
Legal Township	23S
Legal Section	16
Legal Subdivision	CARDINAL PARK
Legal Tract	1616
Legal Lot Number	20
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2010
Census Tract	13607

Owner

4731 Ternstone Ave, a mobile home, is owned and occupied by an individual who bought it in July 2003.

Source: Orange County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4731 TERNSTONE AVE, ORLANDO, FL 32812-1557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2003 · Amount on File
Deed Sale	Jul 2, 2003 · Amount on File
Deed Document Number	2003366292
Deed Book / Page	6981 / 2700
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Apr 29, 2026
Property Address	4731 TERNSTONE AVE, ORLANDO, FL 32812-1557
Document Number	0000244823
Instrument Date	Apr 21, 2026
Instrument	2026244823
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4731 TERNSTONE AVE, ORLANDO, FL 32812-1557

Mortgage

Document Number	0000244823,
Date	Apr 29, 2026
Instrument	2026244823

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 4731 Ternstone Ave was $618, up 23.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,462 (+2.7%)	$133,500 (-) Land $75,000 Building $58,500
2025	$618.00 (+23.35%) Homeowner's exemption	$37,451	$133,500 Land $75,000 Building $58,500
2024	$501.00 (+7.28%)
2023	$467.00 (+11.46%) Homeowner's exemption	$35,336 (+3%)	$92,010 (+12.33%) Land $50,000 Building $42,010
2022	$419.00 Homeowner's exemption	$34,307	$81,909 Land $50,000 Building $31,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4731 Ternstone Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 118 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	118 in force
Nearby Flood Claims	16 (2022)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 8 claims Hurricane Ian, Sep 2022 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4731 Ternstone Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30