4731 Prospect Ave, Santa Rosa, CA 95409 Property Records

Sonoma County property record for 4731 Prospect Ave, Santa Rosa, CA 95409

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,468 sqft · built 1995
Lot Size	0.144 acres (6,270 sqft)
Owner	2 Individual Names on File
Last Sale	$895,500 (Jul 2018)
Tax Bill	$11,685 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`182-530-024-000`

Property Details

APN / Parcel Number

Primary APN	`182-530-024-000`
Alternative APN	`182-530-024`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,468 sqft Living Area
Gross Area	3,262 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Construction Type	Wood
Lot Area	6,270 sqft (0.144 acres)
Garage Type	Attached
Garage Area	794 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	182-530-024
Street Address	4731 PROSPECT AVE
City	SANTA ROSA
State	CA
Zip	95409-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REMAP FROM 032-290-026-000 - 08/11/98
Legal Subdivision	WINDING CREEK UNIT 1
Legal Block	3
Legal Lot Number	24
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3003
Census Tract	152204

Owner

4731 Prospect Ave is owned and occupied by two individuals who bought it in July 2018.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4731 PROSPECT AVE, SANTA ROSA, CA 95409-3446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage IVY MORTGAGE CORP
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage IVY MORTGAGE CORP
Jul 12, 2018	Grant Deed, Transfer · Conventional Mortgage IVY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on File
Deed Sale	Jul 12, 2018 · Amount on File
Prior Sale	May 7, 1996 · Amount on File
Deed Document Number	201849698
Prior Transfer Date	Jan 28, 1998
Prior Transfer Doc	0000010661
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	4731 PROSPECT AVE, SANTA ROSA, CA 95409-3446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4731 PROSPECT AVE, SANTA ROSA, CA 95409-3446

Mortgage

Document Number	0000089340
Date	Oct 2, 2020
Instrument	2020089340

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender
Address	FULTON, MD 20759

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	4731 PROSPECT AVE, SANTA ROSA, CA 95409-3446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061877
Date	Sep 4, 2019
Instrument	2019061877

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender
Address	FULTON, MD 20759

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jul 12, 2018
Property Address	4731 PROSPECT AVE, SANTA ROSA, CA 95409-3446
Document Number	0000049698
Map Reference	MB536 PG19-25
Instrument Date	Jul 10, 2018
Instrument	2018049698
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4731 PROSPECT AVE, SANTA ROSA, CA 95409-3446

Mortgage

Document Number	0000049699
Date	Jul 12, 2018
Instrument	2018049699

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4731 Prospect Ave was $11,685.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Rincon Valley Union Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,018,601 (+2%) Land $407,340 Building $611,261
2025	$11,685.00	$998,629 Land $399,353 Building $599,276
2023	$11,085.00 (+4.27%)	$959,853 Land $383,847 Building $576,006
2022	$10,631.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4731 Prospect Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4731 Prospect Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Kwikbit, Sonic Telecom.

Nearby Properties on Prospect Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures