Osceola County property record for 4731 Preserve Blvd, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,812 sqft · built 2004 |
| Lot Size | 0.175 acres (7,623 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Jul 2024) |
| Tax Bill | $5,257 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Aug 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 121037 |
| Primary APN | 121037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,812 sqft Heated Area |
| Gross Area | 3,230 sqft |
| 1st Floor Area | 1,228 sqft |
| Upper Floors Area | 1,584 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,623 sqft (0.175 acres) |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 18 sqft |
| Patio Area | 220 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 121037 |
|---|---|
| Street Address | 4731 PRESERVE BLVD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | SOUTHERN PINES UNIT 1 PB 16 PGS 2-9 LOT 113 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | SOUTHERN PINES |
| Legal Tract | 667 |
| Legal Block | 1 |
| Legal Lot Number | 113 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43303 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4731 PRESERVE BLVD, SAINT CLOUD, FL 34772-7075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 18, 2020 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2024 · Amount on Record |
| Deed Sale | Jul 24, 2024 · Amount on Record |
| Prior Sale | Sep 23, 2014 · Amount on Record |
| Deed Document Number | 2024096584 |
| Deed Book / Page | 6638 / 1138 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4731 PRESERVE BLVD, SAINT CLOUD, FL 34772-7075 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4731 PRESERVE BLVD, SAINT CLOUD, FL 34772-7075 |
| Document Number | 0064400275 |
|---|---|
| Date | Jul 13, 2023 |
| Book Page | 6440/275 |
| Instrument | 2023090345 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4731 PRESERVE BLVD, SAINT CLOUD, FL 34772-7075 |
| Document Number | 0057912995 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4731 PRESERVE BLVD ST CLOUD FL 347727075, ST CLOUD, FL 34772-7075 |
| Document Number | 0057912995 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 005791/002995 |
| Instrument | 121550 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,257.00 (+81.03%) Homeowner's exemption | $336,600 (+65.5%) Land $75,000 Building $261,600 | $336,600 (+6.65%) Land $75,000 Building $261,600 |
| 2023 | $2,904.00 (+3.75%) Homeowner's exemption | $203,389 (+3%) | $315,600 (+2.83%) Land $60,000 Building $255,600 |
| 2022 | $2,799.00 Homeowner's exemption | $197,466 | $306,900 Land $55,000 Building $251,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 133 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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