St. Louis County property record for 4731 Oneida St, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1923 |
| Square Footage | 816 sqft Gross Area |
| Lot Size | 7,000 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $134,900 (2017) |
| Tax Bill | $3,110.00 (2026) |
| Primary APN | 010-2950-00760 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 816 sqft Gross Area |
| 1st Floor | 816 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Ranch Style |
| Exterior Material | Metal Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 7,000 sqft (0.16 acres) |
| Garage Area | 832 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Deck Area | 306 sqft Deck |
| Porch Area | 152 sqft Porch |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1041873 |
|---|---|
| Street Address | 4731 ONEIDA ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1538 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT: 0009 BLOCK:005 SERIAL # |
| Legal Subdivision | LOEBS ADDITION AT LAKESIDE |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 4 |
| Census Block | 4006 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-2950-00760
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4731 ONEIDA ST, DULUTH, MN 55804-1538 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MTG |
| Nov 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) LEND SMART MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 17, 2017 · Amount on Record |
| Deed Sale | Nov 17, 2017 · Amount on Record |
| Prior Sale | Dec 29, 2015 · Amount on Record |
| Deed Doc Number | 2017992333 |
| Last Transfer Date | Dec 30, 2021 |
| Transfer Doc | 0001051758 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4731 ONEIDA ST, DULUTH, MN 55804-1538 |
| Document Number | 00T1031207 |
| Instrument Date | Oct 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Address | 4731 ONEIDA ST DULUTH MN 558041538, DULUTH, MN 55804-1538 |
| Document Number | 00T1031207 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | T1031207 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 17, 2017 |
| Property Address | 4731 ONEIDA ST, DULUTH, MN 55804-1538 |
| Document Number | 000T992333 |
| Instrument Date | Nov 16, 2017 |
| Instrument | T992333 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4731 ONEIDA ST DULUTH MN 558041538, DULUTH, MN 55804-1538 |
| Document Number | T992334 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | T992334 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2047 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,110.00 (+7.32%) Homeowner's exemption | ||
| 2025 | $2,898.00 (+9.44%) Homeowner's exemption | $247,900 (+6.26%) Land $47,500 Building $200,400 | $247,900 (+6.26%) Land $47,500 Building $200,400 |
| 2024 | $2,648.00 | $233,300 (+24.89%) Land $45,800 Building $187,500 | $233,300 (+24.89%) Land $45,800 Building $187,500 |
| 2022 | $186,800 Land $35,300 Building $151,500 | $186,800 Land $35,300 Building $151,500 |
4731 Oneida St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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