4731 Crosley Ave, Duluth, MN 55804 Property Records

St. Louis County property record for 4731 Crosley Ave, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,200 sqft · built 2000
Lot Size	0.392 acres (17,100 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Apr 2010)
Tax Bill	$1,628 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2780-01610`

Property Details

APN / Parcel Number

Primary APN	`010-2780-01610`
Alternative APN	`899509`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,200 sqft Gross Area
1st Floor Area	1,200 sqft
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	17,100 sqft (0.392 acres)
Garage Area	864 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	173 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	899509
Street Address	4731 CROSLEY AVE
City	DULUTH
State	MN
Zip	55804-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0018 BLOCK:011 SERIAL #
Legal Subdivision	LAKESIDE GARDENS DULUTH
Legal Block	11
Legal Lot Number	18
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4002
Census Tract	600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4731 CROSLEY AVE, DULUTH, MN 55804-1217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU
Oct 29, 2021	Deed of Trust, Mortgage · VA Mortgage NORTH SHORE BANK OF COMMERCE
Dec 3, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2010 · Amount on Record
Deed Sale	Apr 29, 2010 · Amount on Record
Deed Document Number	2010883923
Prior Transfer Date	Mar 23, 2010
Prior Transfer Doc	0000883923
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4731 CROSLEY AVE, DULUTH, MN 55804-1217
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4731 CROSBY AVE, DULUTH, MN 55804

Mortgage

Document Number	0001093711
Date	Sep 2, 2025
Instrument	1093711

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 3, 2040

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4731 CROSLEY AVE, DULUTH, MN 55804-1217
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001048869
Date	Oct 29, 2021
Instrument	1048869

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4731 CROSLEY AVE, DULUTH, MN 55804-1217
Document Number	00T1033675
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4731 CROSLEY AVE DULUTH MN 558041217, DULUTH, MN 55804-1217

Mortgage

Document Number	00T1033675
Date	Dec 14, 2020
Instrument	T1033675

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,628.00 (+17.29%) Homeowner's exemption
2025	$1,388.00 (+4.99%) Homeowner's exemption	$424,700 (+6.28%) Land $75,500 Building $349,200	$424,700 (+6.28%) Land $75,500 Building $349,200
2024	$1,322.00	$399,600 (+10.91%) Land $72,800 Building $326,800	$399,600 (+10.91%) Land $72,800 Building $326,800
2022		$360,300 Land $56,000 Building $304,300	$360,300 Land $56,000 Building $304,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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