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4731 Buffalo Rd, Mount Airy, MD 21771 Property Records

Carroll County property record for 4731 Buffalo Rd, Mount Airy, MD 21771

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,614 sqft · built 2005
Lot Size1.95 acres (84,942 sqft)
Owner2 Individual Names on File
Last Sale$530,000 (Feb 2016)
Tax Bill$6,409 (2026)
Deeds & MortgagesJan 2022 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-034129

Property Details

APN / Parcel Number

Primary APN09-034129
Alternative APN
  • 034129

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,614 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialLogs
Roof MaterialComposition Shingle
Lot Area84,942 sqft (1.95 acres)
Garage TypeDetached
Garage Area900 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area88 sqft
Deck Area1,004 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number034129
Street Address4731 BUFFALO RD
CityMOUNT AIRY
StateMD
Zip21771-8224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRIC
Legal DescriptionLT 2 - 1.9499 ACS 4731 BUFFALO RD 48-171 TALBOT OVERLOOK
Legal SubdivisionTALBOT OVERLOOK
Legal Lot Number2
JurisdictionCARROLL MD
Township / Civil Division9, FRANKLIN
Census Block Group2
Census Block2009
Census Tract509002

Owner

4731 Buffalo Rd is owned and occupied by two individuals who bought it in February 2016.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address4731 BUFFALO RD, MOUNT AIRY, MD 21771-8224
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 6, 2020Deed of Trust, Mortgage · Conventional with PMI
CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2016 · Amount on File
Deed SaleFeb 8, 2016 · Amount on File
Prior SaleAug 11, 2005 · Amount on File
Deed Book / Page8220 / 439
Prior Transfer DateJun 6, 2013
Prior Transfer Doc0073850133
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address4731 BUFFALO RD, MOUNT AIRY, MD 21771-8224
Transaction TypeMortgage
Record UpdatedJan 26, 2022
Title CompanyFREESTATE TITLE CNSLTS LLC, FREESTATE TTL CONSULTANTS LL

Transferred To (Grantee/Buyer)

NameVerified Name
Address4731 BUFFALO RD, MOUNT AIRY, MD 21771-8224

Mortgage

Document Number0106320443
DateJan 7, 2022
Book Page10632/443
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2037

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address4731 BUFFALO RD, MOUNT AIRY, MD 21771-8224
Document Number0096430142
Instrument DateApr 6, 2020
Transaction TypeMortgage
Record UpdatedJun 18, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4731 BUFFALO RD MOUNT AIRY MD 217718224, MOUNT AIRY, MD 21771-8224

Mortgage

Document Number0096430142
DateApr 22, 2020
Book Page009643/000142
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueApr 21, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 4731 Buffalo Rd was $6,409 with a homeowner's exemption, up 5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,409.00 (+5.05%) Homeowner's exemption$611,467 (+5.88%)$645,400 (-) Land $209,400 Building $436,000
2025$6,101.00 Homeowner's exemption$577,533$645,400 Land $209,400 Building $436,000
2023$5,942.00 Homeowner's exemption$525,900$543,600 Land $189,400 Building $354,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4731 Buffalo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4731 Buffalo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		25 / 3

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