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4731 Agora Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4731 Agora Way, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,807 sqft · built 1986
Lot Size0.104 acres (4,512 sqft)
OwnerCompany Name on Record
Last Sale$665,000 (Oct 2020)
Tax Bill$8,090 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2020 Sale
Flood ZoneZone X (minimal risk)
APN169-382-28-00

Property Details

APN / Parcel Number

Primary APN169-382-28-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,807 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area4,512 sqft (0.104 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4731 AGORA WAY
CityOCEANSIDE
StateCA
Zip92056-5124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 327 TR 011033
Legal SubdivisionLEISURE VILLAGE OCEANSIDE
Legal Tract011033
Legal Block3
Legal Lot Number327
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3018
Census Tract19808

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4731 AGORA WAY, OCEANSIDE, CA 92056-5124
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Oct 19, 2020Grant Deed, Transfer
EQUITY TITLE-SAN DIEGO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2020 · Amount on Record
Deed SaleOct 19, 2020 · Amount on Record
Prior SaleMay 19, 2015 · Amount on Record
Deed Document Number2020634507
Prior Transfer DateMay 22, 2015
Prior Transfer Doc0000270090
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4731 AGORA WAY, OCEANSIDE, CA 92056-5124
Document Number0000634508
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedOct 26, 2020
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4731 AGORA WAY OCEANSIDE CA 920565124, OCEANSIDE, CA 92056-5124

Mortgage

Document Number0000634508
DateOct 19, 2020
Instrument634508
Lender
NameGUARANTEED RATE AFFINITY LLC
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 18, 2050

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 19, 2020
Property Address4731 AGORA WAY, OCEANSIDE, CA 92056-5124
Document Number0000634507
Instrument DateSep 15, 2020
Instrument634507
Transaction TypeTransfer
Record UpdatedOct 26, 2020
Title CompanyEQUITY TITLE-SAN DIEGO

Transaction

AmountAmount Recorded
Tax$732.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4731 AGORA WAY OCEANSIDE CA 920565124, OCEANSIDE, CA 92056-5124

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$734,210 (+2%) Land $367,873 Building $366,337
2025$8,090.00 (+8.71%) Homeowner's exemption$719,814 (+4.04%) Land $360,660 Building $359,154
2023$7,442.00 (+0.27%) Homeowner's exemption$691,864 Land $346,656 Building $345,208
2022$7,422.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 70% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Eastern
tribal government · serves 1,076 people · EPA ID 090605007
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100

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