473026 E 1097 Rd, Muldrow, OK 74948 Property Records

Sequoyah County property record for 473026 E 1097 Rd, Muldrow, OK 74948

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,973 sqft · built 1964
Lot Size	3.99 acres (173,892 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Nov 2024 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23615`

Property Details

APN / Parcel Number

Primary APN	`23615`
Alternative APN	`0455-00-000-001-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,973 sqft Living Area
1st Floor Area	2,589 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	173,892 sqft (3.99 acres)
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Carport Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Open Porch
Porch Area	5 sqft
Deck Area	54 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	168 sqft
Utility Building	1,584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23615
Street Address	473026 E 1097 RD
City	MULDROW
State	OK
Zip	74948-7108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1-2-3 & 4 BILL SHERMER ADD.
Legal Range	03E
Legal Township	02N
Legal Section	01
Legal Subdivision	BILL SHERMER 18-11-26
Legal Lot Number	1-4
Jurisdiction	SEQUOYAH OK
Township / Civil Division	MULDROW
Census Block Group	1
Census Block	1014
Census Tract	30403

Owner

Source: Sequoyah County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10711 S 89TH EAST AVE, TULSA, OK 74133-7355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2024	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF SALLISAW
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT HOME LOANS
Mar 14, 2019	Warranty Deed, Transfer · ARM UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2012
Deed Sale	Sep 12, 2012
Deed Book / Page	1286 / 313
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUOYAH OK
Property Address	473026 E 1097 RD, MULDROW, OK 74948-7108
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473026 E 1097 RD, MULDROW, OK 74948-7108

Mortgage

Document Number	001699/812
Date	Nov 19, 2024
Book Page	1699/812
Instrument	I-2024-007368

Lender

Name	NATIONAL BANK OF SALLISAW
Type	Bank
Address	SALLISAW, OK 74955

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUOYAH OK
Property Address	473026 E 1097 RD, MULDROW, OK 74948-7108
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001589/245
Date	Dec 16, 2021
Book Page	1589/245
Instrument	I-2021-010079

Lender

Name	RATE RABBIT HOME LOANS
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2032

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUOYAH OK
Recording Date	Mar 14, 2019
Property Address	473026 E 1097 RD, MULDROW, OK 74948-7108
Document Number	01487/0846
Book / Page	1487 / 0846
Instrument Date	Mar 7, 2019
Instrument	2019-001567
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 332, MULDROW, OK 74948-0332
Investor	Possibly a Property Investor

Mortgage

Document Number	2019001568
Date	Mar 14, 2019
Instrument	2019-001568

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	1.75%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Sequoyah County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Sequoyah County
Municipality	Muldrow Town
Unified School District	Muldrow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,692 (+3%) Land $5,352 Building $23,340	$260,835 (-10.69%) Land $48,653 Building $212,182
2025	Homeowner's exemption	$27,856 (+6.09%) Land $2,640 Building $25,216	$292,070 (+16.18%) Land $24,000 Building $268,070
2023	Homeowner's exemption	$26,257 Land $2,470 Building $23,787	$251,391 Land $24,000 Building $227,391

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 81% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MULDROW PWA serves 3,104 people · EPA ID OK1020208
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2025 Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cookson Hills Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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