4730 W Ruffner St, Seattle, WA 98199 Property Records

King County property record for 4730 W Ruffner St, Seattle, WA 98199

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1937
Lot Size	0.223 acres (9,722 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Dec 2017)
Tax Bill	$13,759 (2026)
Deeds & Mortgages	Apr 2019 Construction Loan Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`503530-1005`

Property Details

APN / Parcel Number

Primary APN	`503530-1005`
Alternative APN	`503530100505`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	850 sqft
2nd Floor Area	750 sqft
Upper Floors Area	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Lot Area	9,722 sqft (0.223 acres)
View / Lot	Water View
Porch	Open Porch
Porch Area	150 sqft
Deck Area	290 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	503530100505
Street Address	4730 W RUFFNER ST
City	SEATTLE
State	WA
Zip	98199-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR2
Legal Description	MAGNOLIA HEIGHTS ADD SELY 1/2 PLAT BLOCK: L PLAT LOT: 3
Legal Range	03
Legal Township	25
Legal Section	15
Legal Subdivision	MAGNOLIA HEIGHTS ADD
Legal Block	L
Legal Lot Number	3
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	2
Census Block	2005
Census Tract	5600

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4730 W RUFFNER ST, SEATTLE, WA 98199-1829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST FSLA OF PASCAGOULA-MOSS POINT
Apr 21, 2020	Deed of Trust, Mortgage · ARM FIRST FSLA OF PASCAGOULA MOSS POINT
Feb 6, 2018	Deed of Trust, Mortgage · Line of Credit SEATTLE METROPOLITAN CU
Dec 27, 2017	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2017 · Amount on Record
Deed Sale	Dec 27, 2017 · Amount on Record
Prior Sale	Jun 30, 1995 · Amount on Record
Deed Document Number	20171053
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	4730 W RUFFNER ST, SEATTLE, WA 98199-1829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001213
Date	Apr 26, 2019
Instrument	20190426001213

Lender

Name	FIRST FSLA OF PASCAGOULA-MOSS POINT
Type	Bank
Address	PORT ANGELES, WA 98362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.12%
Index	1-Year CMT
Margin	3
Max Rate	9.12%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	4730 W RUFFNER ST, SEATTLE, WA 98199-1829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000862
Date	Apr 21, 2020
Instrument	20200421000862

Lender

Name	FIRST FSLA OF PASCAGOULA MOSS POINT
Type	Bank
Address	PORT ANGELES, WA 98362

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	4730 W RUFFNER ST, SEATTLE, WA 98199-1829
Document Number	0000000127
Instrument Date	Feb 6, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4730 W RUFFNER ST SEATTLE WA 981991829, SEATTLE, WA 98199-1829

Mortgage

Document Number	0000000127
Date	Feb 12, 2018
Instrument	201802120127

Lender

Name	SEATTLE METROPOLITAN CU
Type	Credit Union
Address	SEATTLE, WA 98134

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 11, 2038

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Dec 27, 2017
Property Address	4730 W RUFFNER ST, SEATTLE, WA 98199-1829
Document Number	0000001053
Map Reference	VOL 15 PG 31
Instrument Date	Dec 21, 2017
Instrument	20171227001053
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,308.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4730 W RUFFNER ST, SEATTLE, WA 98199-1829

Mortgage

Document Number	0000001054
Date	Dec 27, 2017
Instrument	20171227001054

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,759.00 (+9.94%)
2025		$1,288,000 (+2.38%) Land $1,033,000 Building $255,000	$1,288,000 (+2.38%) Land $1,033,000 Building $255,000
2024	$12,515.00 (-1.71%)	$1,258,000 (-13.95%) Land $1,013,000 Building $245,000	$1,258,000 (-13.95%) Land $1,013,000 Building $245,000
2022	$12,733.00	$1,462,000 Land $989,000 Building $473,000	$1,462,000 Land $989,000 Building $473,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: CenturyLink, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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