4730 Prosperity Pl, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4730 Prosperity Pl, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,110 sqft · built 1940
Lot Size	0.102 acres (4,443 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jun 2026)
Tax Bill	$1,942 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`182-0005-0035-00`

Property Details

APN / Parcel Number

Primary APN	`182-0005-0035-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	750 sqft
Attic	Attic
Attic Area	360 sqft
Basement Area	750 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,443 sqft (0.102 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4730 PROSPERITY PL
City	CINCINNATI
State	OH
Zip	45238-4031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	PROSPERITY PL 55 X 110 IRR LOT 19 WOODSIDE HOMES SUB SEC A
Legal Subdivision	WOODSIDE HOMES SUB
Legal Lot Number	19
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	10005

Owner

Source: Hamilton County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4730 PROSPERITY PL, CINCINNATI, OH 45238-4031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITY OF ELY
Jun 18, 2026	Special Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORPORATION
Feb 20, 2019	Grant Deed, Transfer
Jul 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Jul 27, 2018 · Amount on Record
Deed Document Number	202648924
Deed Book / Page	15690 / 979
Prior Transfer Date	Mar 6, 2006
Prior Transfer Doc	0000044305
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jul 1, 2026
Property Address	4730 PROSPERITY PL, CINCINNATI, OH 45238-4031
Document Number	0000053107
Book / Page	15698 / 627
Instrument Date	Jun 18, 2026
Instrument	202653107
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3301 DREXEL PL, CINCINNATI, OH 45229-3277

Mortgage

Document Number	0000053107,
Date	Jul 1, 2026
Book Page	15698/627
Instrument	202653107

Lender

Name	CITY OF ELY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 18, 2026
Property Address	4730 PROSPERITY PL, CINCINNATI, OH 45238-4031
Document Number	0000048924
Book / Page	15690 / 979
Instrument Date	Apr 2, 2026
Instrument	202648924
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4730 PROSPERITY PL, CINCINNATI, OH 45238-4031

Mortgage

Document Number	0000048925,
Date	Jun 18, 2026
Instrument	202648925

Lender

Name	POLARIS HOME FUNDING CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 20, 2019
Property Address	4730 PROSPERITY PL, CINCINNATI, OH 45238-4031
Document Number	0000012972
Book / Page	013858 / 000959
Instrument Date	Nov 1, 2018
Instrument	12972
Transaction Type	Transfer
Record Updated	Mar 21, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	300 CRESCENT CT #700 DALLAS TX 752017849, 700, DALLAS, TX 75201-7849

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 27, 2018
Property Address	4730 PROSPERITY PL, CINCINNATI, OH 45238-4031
Document Number	0000065022
Book / Page	013719 / 000580
Instrument Date	Jul 13, 2018
Instrument	65022
Transaction Type	Transfer
Record Updated	Aug 24, 2018

Transaction

Amount	Amount Recorded
Tax	$201.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5550 HUBER RD HUBER HEIGHTS OH 454242001, HUBER HEIGHTS, OH 45424-2001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,942.00 (+0.15%)	$30,422 (-) Land $4,291 Building $26,131	$86,920 (-) Land $12,260 Building $74,660
2024	$1,939.00 (-0.15%)	$30,422 (-) Land $4,291 Building $26,131
2023	$1,942.00 (+16.5%)	$30,422 (+29.73%) Land $4,291 Building $26,131	$86,920 (+29.73%) Land $12,260 Building $74,660
2022	$1,667.00	$23,451 Land $4,267 Building $19,184
2020			$67,000 Land $12,190 Building $54,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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