4730 N Spago Dr, Dublin, CA 94568 Property Records

Alameda County property record for 4730 N Spago Dr, Dublin, CA 94568

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,309 sqft · built 2014
Lot Size	0.081 acres (3,520 sqft)
Owner	Individual Name on File
Last Sale	$2,021,000 (Aug 2023)
Tax Bill	$27,148 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`985-102-29`

Property Details

APN / Parcel Number

Primary APN	`985-102-29`
Alternative APN	`985-0102-029-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,309 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,520 sqft (0.081 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4730 N SPAGO DR
City	DUBLIN
State	CA
Zip	94568-6706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00053 BLK: TR: 8105
Legal Subdivision	TRACT 8105
Legal Tract	8105
Legal Lot Number	53
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	1
Census Block	1033
Census Tract	450751

Owner

4730 N Spago Dr is owned and occupied by an individual who bought it in August 2023.

Source: Alameda County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4730 N SPAGO DR, DUBLIN, CA 94568-6706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Aug 16, 2023	Intrafamily Transfer, Transfer · Line of Credit BANK OF THE WEST
Aug 16, 2023	Grant Deed, Transfer · Conventional Mortgage BANK OF THE WEST
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on File
Deed Sale	Aug 16, 2023 · Amount on File
Prior Sale	Feb 21, 2014 · Amount on File
Deed Document Number	202393253
Prior Transfer Date	Jan 23, 2023
Prior Transfer Doc	0000006847
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4730 N SPAGO DR, DUBLIN, CA 94568-6706
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4730 N SPAGO DR, DUBLIN, CA 94568-6706

Mortgage

Document Number	0000009746
Date	Jan 27, 2026
Instrument	2026009746

Lender

Name	CITIBANK NA
Type	Bank
Address	1000 TECHNOLOGY DR, O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Max Rate	10.1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4730 N SPAGO DR, DUBLIN, CA 94568-6706
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4730 N SPAGO DR, DUBLIN, CA 94568-6706

Mortgage

Document Number	0000142237
Date	Nov 12, 2025
Instrument	2025142237

Lender

Name	CITIBANK NA
Type	Bank
Address	1000 TECHNOLOGY DR, O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Max Rate	10.1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Aug 16, 2023
Property Address	4730 N SPAGO DR, DUBLIN, CA 94568-6706
Document Number	0000093254
Map Reference	MB 323 PG 11-16
Instrument Date	Aug 14, 2023
Instrument	2023093254
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4730 N SPAGO DR, DUBLIN, CA 94568-6706

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093256
Date	Aug 16, 2023
Instrument	2023093256

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 16, 2023
Property Address	4730 N SPAGO DR, DUBLIN, CA 94568-6706
Document Number	0000093253
Map Reference	MB 323 PG 11-16
Instrument Date	Aug 3, 2023
Instrument	2023093253
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4730 N SPAGO DR, DUBLIN, CA 94568-6706

Mortgage

Document Number	0000093255
Date	Aug 16, 2023
Instrument	2023093255

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Margin	3
Max Rate	11.1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4730 N SPAGO DR, DUBLIN, CA 94568-6706
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2267 BAYLEAF DR, SAN RAMON, CA 94582-5878

Mortgage

Document Number	0000218379
Date	Jun 16, 2021
Instrument	2021218379

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4730 N Spago Dr was $27,148.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Dublin City
Unified School District	Dublin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,102,647 (+2%) Land $630,794 Building $1,471,853
2025	$27,148.00	$2,061,420 Land $618,426 Building $1,442,994
2023	$15,090.00 (+1.32%) Homeowner's exemption	$1,048,261 (+2%) Land $314,478 Building $733,783	$1,772,190
2022	$14,894.00 Homeowner's exemption	$1,027,710 Land $308,313 Building $719,397

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4730 N Spago Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4730 N Spago Dr is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 43% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Sail Internet, Unwired.

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