4730 McDowell Church Rd, Morganton, NC 28655 Property Records

Burke County property record for 4730 McDowell Church Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1930
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$245,500 (Mar 2022)
Tax Bill	$1,599 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1761236004`

Property Details

APN / Parcel Number

Primary APN	`1761236004`
Alternative APN	`19728`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	864 sqft
Flooring	Carpet

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)

Exterior Amenities

Porch	Slab
Porch Area	236 sqft
Deck Area	760 sqft
Shed	1 Shed
Shed Area	264 sqft
Lean-To	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4730 MCDOWELL CHURCH RD
City	MORGANTON
State	NC
Zip	28655-9139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	4730 MCDOWELL CHURCH RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1020
Census Tract	20301

Owner

4730 McDowell Church Rd is owned and occupied by an individual who bought it in March 2022.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	4730 MCDOWELL CHURCH RD, MORGANTON, NC 28655-9139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022 · Amount on File
Deed Sale	Mar 28, 2022 · Amount on File
Prior Sale	Sep 11, 2015 · Amount on File
Deed Document Number	202221019132
Deed Book / Page	2612 / 430
Prior Transfer Date	Jun 24, 2014
Prior Transfer Doc	0021430368
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 28, 2022
Property Address	4730 MCDOWELL CHURCH RD, MORGANTON, NC 28655-9139
Document Number	0026120430
Book / Page	2612 / 430
Instrument Date	Mar 28, 2022
Instrument	2022019132
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$491.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4730 MCDOWELL CHURCH RD, MORGANTON, NC 28655-9139

Mortgage

Document Number	2022019133
Date	Mar 28, 2022
Instrument	2022019133

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4730 McDowell Church Rd was $1,599, up 2.4% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,599.00 (+2.43%)	$226,005 (-) Land $14,507 Building $211,498	$226,005 (-) Land $14,507 Building $211,498
2025	$1,561.00	$226,005 Land $14,507 Building $211,498	$226,005 Land $14,507 Building $211,498
2023	$1,568.00	$226,005 Land $14,507 Building $211,498	$226,005 Land $14,507 Building $211,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4730 McDowell Church Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4730 McDowell Church Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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