4730 Lazy Ln, Denver, NC 28037 Property Records

Catawba County property record for 4730 Lazy Ln, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 2005
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$548,000 (Jul 2022)
Tax Bill	$1,959 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3696-02-66-1092`

Property Details

APN / Parcel Number

Primary APN	`3696-02-66-1092`
Alternative APN	`0017457`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,670 sqft Living Area
1st Floor Area	3,340 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	24,394 sqft (0.56 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Patio Area	220 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4730 LAZY LN
City	DENVER
State	NC
Zip	28037-9647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LOT 9 PLAT 22-280
Legal Subdivision	COZY COVE
Legal Lot Number	9
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	1
Census Block	1013
Census Tract	11506

Owner

4730 Lazy Ln is owned and occupied by two individuals who bought it in July 2022.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4730 LAZY LN, DENVER, NC 28037-9647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 13, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	May 13, 2019 · Amount on File
Deed Document Number	202215198
Deed Book / Page	3755 / 1411
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jul 7, 2022
Property Address	4730 LAZY LN, DENVER, NC 28037-9647
Document Number	0037551411
Book / Page	3755 / 1411
Map Reference	MB 22 PG 280
Instrument Date	Jul 5, 2022
Instrument	15198
Transaction Type	Transfer
Record Updated	Nov 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,096.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2253 TINKHAM RD, 2253, AKRON, OH 44313-4467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4730 LAZY LN, DENVER, NC 28037-9647

Mortgage

Document Number	0000015199
Date	Jul 7, 2022
Instrument	15199

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4730 LAZY LN, DENVER, NC 28037-9647
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4730 LAZY LN, DENVER, NC 28037-9647

Mortgage

Document Number	0036861884
Date	Sep 13, 2021
Book Page	3686/1884
Instrument	22280

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4730 LAZY LN, DENVER, NC 28037-9647
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036331301
Date	Feb 12, 2021
Book Page	3633/1301
Instrument	3247

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 13, 2019
Property Address	4730 LAZY LN, DENVER, NC 28037-9647
Document Number	0035051792
Book / Page	003505 / 001792
Instrument Date	May 13, 2019
Instrument	7913
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$721.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4730 LAZY LN DENVER NC 280379647, DENVER, NC 28037-9647

Mortgage

Document Number	35051794
Date	May 13, 2019
Book Page	003505/001794
Instrument	7914

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4730 Lazy Ln was $1,959, down 19% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$491,500 (-) Land $65,300 Building $426,200
2025	$1,959.00 (-19.05%)	$491,500 Land $65,300 Building $426,200
2024	$2,420.00 (+2.07%)
2023	$2,371.00	$312,500 Land $50,800 Building $261,700	$491,500 Land $65,300 Building $426,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4730 Lazy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4730 Lazy Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lazy Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures