4730 E Joan Dr, Prescott, AZ 86301 Property Records

Yavapai County property record for 4730 E Joan Dr, Prescott, AZ 86301

Property Summary

Property Type	Single Family Home
Details	1,786 sqft · built 2021
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Sep 2026)
Tax Bill	$2,283 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`103-16-120`

Property Details

APN / Parcel Number

Primary APN	`103-16-120`
Alternative APNs	`1031612005` `103161205`

Interior

Stories	2 Stories
Building Area	1,786 sqft Living Area
Gross Area	2,186 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Metal
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	103161205
Street Address	4730 E JOAN DR
City	PRESCOTT
State	AZ
Zip	86301-5892
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND VALLEY #7 LOT 1021
Legal Range	01W
Legal Township	14
Legal Section	29
Legal Subdivision	DIAMOND VALLEY
Legal Lot Number	1021
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	1
Census Block	1019
Census Tract	502

Owner

Source: Yavapai County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4281 E FICUS WAY, GILBERT, AZ 85298-4601
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · VA Mortgage PRIME LENDING
Apr 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage CHARLES M LOSSI
Apr 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage WILLIAM THOMAS NISBET LIVING TRUST
May 7, 2021	Deed of Trust, Mortgage · Commercial Mortgage WILLIAM THOMAS NISBET LIVING TRUST
May 7, 2021	Deed of Trust, Mortgage · Commercial Mortgage CHARLES M LOSSI ETUX
May 19, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 23, 2019	Warranty Deed, Transfer · Conventional with PMI JANE COOPER-SMITH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	May 19, 2023 · Amount on Record
Deed Document Number	202642662
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Sep 18, 2026
Property Address	4730 E JOAN DR, PRESCOTT, AZ 86301-5892
Document Number	0000042662
Instrument Date	Sep 14, 2026
Instrument	202642662
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	YAVAPAI TITLE AGENCY INC, YAVAPAI TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4281 E FICUS WAY, GILBERT, AZ 85298-4601

Mortgage

Document Number	0000042663,
Date	Sep 18, 2026
Instrument	202642663

Lender

Name	PRIME LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	4730 E JOAN DR, PRESCOTT, AZ 86301-5892
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 N 2460 W, HURRICANE, UT 84737-3459

Mortgage

Document Number	0000023240
Date	Apr 13, 2022
Instrument	2022-0023240

Lender

Name	CHARLES M LOSSI
Type	Private Party
Address	221 E 36TH ST, GARDEN CITY, ID 83714

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	4730 E JOAN DR, PRESCOTT, AZ 86301-5892
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 N 2460 W, HURRICANE, UT 84737-3459

Mortgage

Document Number	0000023239
Date	Apr 13, 2022
Instrument	2022-0023239

Lender

Name	WILLIAM THOMAS NISBET LIVING TRUST
Type	Private Party
Address	PO BOX 347, DRIGGS, ID 83422

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	4730 E JOAN DR, PRESCOTT, AZ 86301-5892
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 N 2460 W, HURRICANE, UT 84737-3459

Mortgage

Document Number	0000033287
Date	May 7, 2021
Instrument	2021-0033287

Lender

Name	WILLIAM THOMAS NISBET LIVING TRUST
Type	Private Party
Address	PO BOX 347, DRIGGS, ID 83422

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	4730 E JOAN DR, PRESCOTT, AZ 86301-5892
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 N 2460 W, HURRICANE, UT 84737-3459

Mortgage

Document Number	0000033288
Date	May 7, 2021
Instrument	2021-0033288

Lender

Name	CHARLES M LOSSI ETUX
Type	Private Party
Address	54 TARGHEE TRL # 940, VICTOR, ID 83455

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	May 19, 2023
Property Address	4730 E JOAN DR, PRESCOTT, AZ 86301-5892
Document Number	0000021667
Map Reference	MB 11 PG 16
Instrument Date	May 10, 2023
Instrument	2023-0021667
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	LANDMARK TITLE ASSURANCE AGENCY, LANDMARK TTL ASSURANCE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	754 N 2460 W, HURRICANE, UT 84737-3459

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8412 W ROWEL RD, PEORIA, AZ 85383-3650

Mortgage

Document Number	0000021668
Date	May 19, 2023
Instrument	2023-0021668

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Aug 23, 2019
Property Address	4730 E JOAN DR, PRESCOTT, AZ 86301-5892
Document Number	0000044198
Instrument Date	Aug 19, 2019
Instrument	44198
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	DRIGGS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	754 N 2460 W HURRICANE UT 847373459, HURRICANE, UT 84737-3459

Mortgage

Document Number	44200
Date	Aug 23, 2019
Instrument	44200

Lender

Name	JANE COOPER-SMITH
Address	2413 W FLOWER ST, PHOENIX, AZ 85015-5647
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$40,959 (+4.12%)	$409,594 (+4.12%) Land $24,445 Building $385,149
2026	$2,283.00 (+2.98%)
2025	$2,217.00 (+1,166.86%)	$39,338 Land $2,290 Building $37,048	$393,378 Land $22,895 Building $370,483
2022	$175.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIAMOND VALLEY WATER DISTRICT private · serves 2,000 people · EPA ID AZ0413017
Water Source	Purchased groundwater from TOWN OF PRESCOTT VALLEY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
MTE Communications Fixed Wireless	300 / 100
CenturyLink DSL	140 / 20

May also be available: Mile High Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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