473 Western Rd, Murray, KY 42071 Property Records

Calloway County property record for 473 Western Rd, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,641 sqft · built 2007
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (May 2025)
Tax Bill	$8,850 (2025)
Deeds & Mortgages	May 2025 Sale & Line of Credit Jun 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`092-B-0004-00009`

Property Details

APN / Parcel Number

Primary APN	`092-B-0004-00009`
Alternative APNs	`109900` `82746`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,641 sqft Living Area
Basement Area	408 sqft
Unfinished Basement	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Deck Area	408 sqft
Patio Area	1,053 sqft
Greenhouse	1,008 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Propane

Location & Zoning

Account Number	109900
Street Address	473 WESTERN RD
City	MURRAY
State	KY
Zip	42071-6430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	473 WESTERN ROAD
Legal Subdivision	WESTERN SHORES PH 04
Jurisdiction	CALLOWAY KY
Township / Civil Division	SHILOH
Census Block Group	4
Census Block	4025
Census Tract	10100

Owner

Source: Calloway County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1499 W 900 N, PERRYSVILLE, IN 47974-8071
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 28, 2025	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK
Jun 17, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF SPRINGFIELD
Oct 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE MURRAY BANK
Oct 9, 2020	Deed of Trust, Mortgage · Commercial Mortgage THE MURRAY BANK
Jan 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE MURRAY BANK
Dec 3, 2021	Deed of Trust, Mortgage THE MURRAY BANK
Sep 10, 2020	Warranty Deed, Transfer · Conventional Mortgage CRESCENT MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2025 · Amount on File
Deed Sale	May 28, 2025 · Amount on File
Prior Sale	Mar 14, 2022 · Amount on File
Deed Document Number	2025695481
Deed Book / Page	1500 / 380
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	May 28, 2025
Property Address	473 WESTERN RD, MURRAY, KY 42071-6430
Document Number	001500/380
Book / Page	1500 / 380
Map Reference	MB 39 PG 55
Instrument Date	May 28, 2025
Instrument	695481
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1033 LOCUST GROVE RD, MURRAY, KY 42071-7245

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1499 W 900 N, PERRYSVILLE, IN 47974-8071

Mortgage

Document Number	0000695482
Date	May 28, 2025
Instrument	695482

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 28, 2030

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	473 WESTERN RD, MURRAY, KY 42071-6430
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001258/648
Date	Jun 17, 2020
Book Page	1258/648
Instrument	641624

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62794

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 31, 2021

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	473 WESTERN RD, MURRAY, KY 42071-6430
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 OLD TIPTON SCHOOL RD, SHERMAN, IL 62684-9668

Mortgage

Document Number	001192/001
Date	Oct 31, 2018
Book Page	1192/001
Instrument	630644

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 5, 2043

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	473 WESTERN RD, MURRAY, KY 42071-6430
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2894 HARMON RD, HAZEL, KY 42049-8560

Mortgage

Document Number	0001278/37
Date	Oct 9, 2020
Book Page	1278/37
Instrument	644276

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	169 Months
Due	Nov 5, 2034

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	473 WESTERN RD, MURRAY, KY 42071-6430
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 WESTERN RD, MURRAY, KY 42071-6430

Mortgage

Document Number	001295/117
Date	Jan 28, 2021
Book Page	1295/117
Instrument	646701

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	82 Months
Due	Nov 15, 2027

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	473 WESTERN RD, MURRAY, KY 42071-6430
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 WESTERN RD, MURRAY, KY 42071-6430

Mortgage

Document Number	001347/604
Date	Dec 3, 2021
Book Page	1347/604
Instrument	654050

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Amount	Amount on Record
Term	119 Months
Due	Nov 5, 2031

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Sep 10, 2020
Property Address	473 WESTERN RD, MURRAY, KY 42071-6430
Document Number	001272/506
Book / Page	1272 / 506
Map Reference	MB 39 PG 55 SL 3771
Instrument Date	Sep 8, 2020
Instrument	643528
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1160 OLD TIMPTON SCHOOL ROAD, MURRAY, KY 42071

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	473 WESTERN RD, MURRAY, KY 42071-6430

Mortgage

Document Number	0000643529
Date	Sep 10, 2020
Instrument	643529

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,850.00 (-1.67%)	$1,000,000 (-)	$1,000,000 (-)
2023	$9,000.00	$1,000,000	$1,000,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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