Contra Costa County property record for 473 Virgil St, Bay Point, CA 94565 · Last verified July 2026
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,063 sqft · built 1984 |
| Lot Size | 0.074 acres (3,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,596 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Aug 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-431-013-6 |
| Primary APN | 098-431-013-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,063 sqft Living Area |
| 1st Floor Area | 1,063 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 3,200 sqft (0.074 acres) |
| Lot Dimensions | 40 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 473 VIRGIL ST |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-1563 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | T05695 L0056 B EX MR |
| Legal Subdivision | SUBDIVISION 5695 |
| Legal Tract | 05695 |
| Legal Lot Number | 56 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 314103 |
Source: Contra Costa County records · APN 098-431-013-6
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 473 VIRGIL ST, BAY POINT, CA 94565-1563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Oct 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU |
| Aug 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 473 VIRGIL ST, BAY POINT, CA 94565-1563 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | SPL PLACER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000205271 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 2017-205271 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Address | PLEASANTON, CA 94588 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 473 VIRGIL ST, BAY POINT, CA 94565-1563 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 473 VIRGIL ST, BAY POINT, CA 94565-1563 |
| Document Number | 0000132314 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 2022-132314 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Address | DUBLIN, CA 94568 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1 Months |
| Due | Sep 01, 2022 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $155,744 (+2%) Land $38,971 Building $116,773 | |
| 2025 | $2,596.00 (+6.22%) | $152,691 (+4.04%) Land $38,207 Building $114,484 |
| 2023 | $2,444.00 (+0.58%) | $146,764 Land $36,724 Building $110,040 |
| 2022 | $2,430.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133141031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2024, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 752 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Unwired | Fixed Wireless | 300 / 25 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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