473 Spyglass Dr, Eugene, OR 97401 Property Records

Lane County property record for 473 Spyglass Dr, Eugene, OR 97401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,497 sqft · built 1980
Lot Size	0.326 acres (14,217 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Apr 2022)
Tax Bill	$16,816 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-19-44-02700-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-19-44-02700-000`
Alternative APNs	`1703194402700` `1218922`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,497 sqft Living Area
1st Floor Area	3,012 sqft
Attic	Attic
Attic Area	381 sqft
Basement Area	1,107 sqft
Finished Basement	1,107 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1993
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	14,217 sqft (0.326 acres)
Garage Type	Detached
Garage Area	1,196 sqft
Parking Spaces	4 Parking Spaces
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1218922
Street Address	473 SPYGLASS DR
City	EUGENE
State	OR
Zip	97401-2091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TL 02700
Legal Range	03
Legal Township	17
Legal Section	19
Legal Subdivision	GILLESPIE BUTTE PUD
Legal Lot Number	2700
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1014
Census Tract	3000

Owner

473 Spyglass Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Lane County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	473 SPYGLASS DR, EUGENE, OR 97401-2091
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 5, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Aug 31, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on File
Deed Sale	Apr 5, 2022 · Amount on File
Prior Sale	Aug 31, 2018 · Amount on File
Deed Document Number	202215430
Prior Transfer Date	May 30, 2009
Prior Transfer Doc	0000029492
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Recording Date	Jun 5, 2026
Property Address	473 SPYGLASS DR, EUGENE, OR 97401-2091
Document Number	0000018076
Instrument Date	May 29, 2026
Instrument	202618076
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 SPYGLASS DR, EUGENE, OR 97401-2091

Mortgage

Document Number	0000018076,
Date	Jun 5, 2026
Instrument	202618076

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 24, 2046

Interest

Rate	6.3%
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 5, 2022
Property Address	473 SPYGLASS DR, EUGENE, OR 97401-2091
Document Number	0000015430
Map Reference	FILE 72 SL 58&59
Instrument Date	Apr 4, 2022
Instrument	2022-015430
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	473 SPYGLASS DR, EUGENE, OR 97401-2091

Mortgage

Document Number	0000015431
Date	Apr 5, 2022
Instrument	2022-015431

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	473 SPYGLASS DR, EUGENE, OR 97401-2091
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076189
Date	Dec 10, 2021
Instrument	2021-076189

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	473 SPYGLASS DR, EUGENE, OR 97401-2091
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001272
Date	Jan 11, 2019
Instrument	2019-001272

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Aug 31, 2018
Property Address	473 SPYGLASS DR, EUGENE, OR 97401-2091
Document Number	0000041082
Instrument Date	Aug 30, 2018
Instrument	41082
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$760.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 SILVER PINE TER SAN RAFAEL CA 949037000, SAN RAFAEL, CA 94903-7000

Tax Assessment & Valuation

The 2025 property tax bill for 473 Spyglass Dr was $16,816.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,816.00	$887,705	$1,134,850 Land $421,905 Building $712,945
2023	$16,192.00 (+5.98%)	$836,748 (+3%)	$1,068,963 (+8.72%) Land $295,647 Building $773,316
2022	$15,279.00	$812,377	$983,239 Land $218,598 Building $764,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 473 Spyglass Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jan 1997 · Severe Winter Storms, Land And Mudslides, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 473 Spyglass Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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