473 Ruby St, Redwood City, CA 94062 Property Records

San Mateo County property record for 473 Ruby St, Redwood City, CA 94062

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 910 sqft · built 1923
Lot Size0.11 acres (4,800 sqft)
Owner2 Company Names on File
Tax Bill$5,477 (2025)
Deeds & MortgagesAug 2022 Reverse Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN058-144-330

Property Details

APN / Parcel Number

Primary APN058-144-330

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area910 sqft Living Area
1st Floor Area570 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleTraditional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area370 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address473 RUBY ST
CityREDWOOD CITY
StateCA
Zip94062-2229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionSELY 1/2 OF LOT 3 BLOCK 8 NEW HIGH SCHOOL ACRES RSM 11/36 38CITY OF REDWOOD CITY
Legal SubdivisionNEW HIGH SCHOOL ACRES
Legal Block8
Legal Lot Number3
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1001
Census Tract609800

Owner

Source: San Mateo County records · APN 058-144-330

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address473 RUBY ST, REDWOOD CITY, CA 94062-2229
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2022Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Jul 30, 2018Deed of Trust, Mortgage
FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJun 12, 2012
Transfer Doc0000082487
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address473 RUBY ST, REDWOOD CITY, CA 94062-2229
Transaction TypeMortgage
Record UpdatedSep 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address473 RUBY ST, PALOMAR PARK, CA 94062-2229

Mortgage

Document Number0000059609
DateAug 09, 2022
Instrument2022-059609
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term813 Months
DueMay 22, 2090
Interest
Rate TypeFixed Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address473 RUBY ST, REDWOOD CITY, CA 94062-2229
Document Number0000062667
Instrument DateJul 30, 2018
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyFNC TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address473 RUBY ST REDWOOD CITY CA 940622229, REDWOOD CITY, CA 94062-2229

Mortgage

Document Number0000062667
DateAug 10, 2018
Instrument62667
Lender
NameFINANCE OF AMERICA REVERSE
AddressPO BOX 2026, FLINT, MI 48501-2026
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityRedwood City
Elementary School DistrictRedwood City Elementary School District (KG - 08)
Secondary School DistrictSequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$389,551 (+2%) Land $175,697 Building $213,854
2025$5,477.00 (+5.69%) Homeowner's exemption$381,913 (+4.04%) Land $172,252 Building $209,661
2023$5,182.00 (+3.83%) Homeowner's exemption$367,084 Land $165,564 Building $201,520$1,605,240
2022$4,991.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1996 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Communications, LLC.
Fixed Wireless
250 / 100

May also be available: California Internet, Radiate Holdings, Sonic Telecom, T-Mobile USA.

Based on FCC filings for 787 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF REDWOOD CITY
serves 90,043 people
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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