473 Poplin Ln, Troy, TX 76579 Property Records

Bell County property record for 473 Poplin Ln, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	1,481 sqft · built 2021
Lot Size	0.236 acres (10,320 sqft)
Owner	2 Individual Names on File
Last Sale	$186,200 (Jul 2023)
Tax Bill	$2,238 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0681644608`

Property Details

APN / Parcel Number

Primary APN	`0681644608`
Alternative APN	`505344`

Interior

Stories	1 Story
Building Area	1,481 sqft Living Area
1st Floor Area	1,481 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,320 sqft (0.236 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	473 POPLIN LN
City	TROY
State	TX
Zip	76579-3930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTONWOOD CREEK PHASE II, BLOCK 001, LOT 0028
Legal Subdivision	COTTONWOOD CREEK PHASE II
Legal Block	1
Legal Lot Number	28
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	1
Census Block	1008
Census Tract	20101

Owner

473 Poplin Ln is owned and occupied by two individuals who bought it in July 2023.

Source: Bell County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	473 POPLIN LN, TROY, TX 76579-3930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jul 11, 2023	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 13, 2022	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2023 · Amount on File
Deed Sale	Jul 11, 2023 · Amount on File
Deed Document Number	202330473
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	Jul 20, 2026
Property Address	473 POPLIN LN, TROY, TX 76579-3930
Document Number	0000036285
Instrument Date	Jul 17, 2026
Instrument	202636285
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ALAMO TITLE 17, ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 POPLIN LN, TROY, TX 76579-3930

Mortgage

Document Number	0000036286,
Date	Jul 20, 2026
Instrument	202636286

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 11, 2023
Property Address	473 POPLIN LN, TROY, TX 76579-3930
Document Number	0000030473
Map Reference	DOC 2021006596
Instrument Date	Jul 10, 2023
Instrument	2023030473
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 POPLIN LN, TROY, TX 76579-3930

Mortgage

Document Number	0000030474
Date	Jul 11, 2023
Instrument	2023030474

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 13, 2022
Property Address	473 POPLIN LN, TROY, TX 76579-3930
Document Number	0000002654
Map Reference	DOC 2021006596
Instrument Date	Jan 13, 2022
Instrument	2022002654
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7353 W ADAMS AVE, TEMPLE, TX 76502-5539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 POPLIN LN, TROY, TX 76579-3930

Mortgage

Document Number	0000002655
Date	Jan 13, 2022
Instrument	2022002655

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 473 Poplin Ln was $2,238 with exemptions applied.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,238.00	$251,920 Land $45,000 Building $206,920	$251,920 Land $45,000 Building $206,920
2023	$3,790.00 (-0.45%)	$266,052 (+36.04%) Land $45,000 Building $221,052	$266,052 (+36.04%) Land $45,000 Building $221,052
2022	$3,807.00	$195,574 Land $35,000 Building $160,574	$195,574 Land $35,000 Building $160,574

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 473 Poplin Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 473 Poplin Ln is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 4,367 people · EPA ID TX0140037
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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