473 Palatial Park Dr, Westminster, MD 21157 Property Records

Carroll County property record for 473 Palatial Park Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,108 sqft · built 1994
Lot Size	0.228 acres (9,944 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Aug 2009)
Tax Bill	$5,211 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-115229`

Property Details

APN / Parcel Number

Primary APN	`07-115229`
Alternative APNs	`7115229` `115229`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,108 sqft Total Area
Basement Area	522 sqft
Finished Basement	522 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,944 sqft (0.228 acres)
Deck Area	354 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	115229
Street Address	473 PALATIAL PARK DR
City	WESTMINSTER
State	MD
Zip	21157-4603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 12 - 9944 SF PALATIAL PARK DR SC 2 KINGS CHOICE 34-56/57
Legal Subdivision	KINGS CHOICE SEC 03
Legal Lot Number	12
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2024
Census Tract	507601

Owner

473 Palatial Park Dr is owned and occupied by two individuals who acquired it in September 2014.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	473 PALATIAL PARK DR, WESTMINSTER, MD 21157-4603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 19, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 31, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 13, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2009 · Amount on File
Deed Sale	Aug 5, 2009 · Amount on File
Prior Sale	Mar 17, 2009 · Amount on File
Deed Document Number	2009185
Deed Book / Page	5921 / 98
Last Transfer Date	Sep 30, 2014
Transfer Doc	0077800266
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	473 PALATIAL PARK DR, WESTMINSTER, MD 21157-4603
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 PALATIAL PARK DR, WESTMINSTER, MD 21157-4603

Mortgage

Document Number	0104010107
Date	Aug 11, 2021
Book Page	10401/107

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	169 Months
Due	Sep 1, 2035

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	473 PALATIAL PARK DR, WESTMINSTER, MD 21157-4603
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 PALATIAL PARK DR, WESTMINSTER, MD 21157-4603

Mortgage

Document Number	0108590084
Date	Aug 19, 2022
Book Page	10859/84

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	157 Months
Due	Sep 1, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	473 PALATIAL PARK DR, WESTMINSTER, MD 21157-4603
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	COMPETITIVE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087620376
Date	Jul 31, 2017
Book Page	8762/0376
Instrument	8762-0376

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2037

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	473 PALATIAL PARK DR, WESTMINSTER, MD 21157-4603
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099500296
Date	Nov 13, 2020
Book Page	9950/296

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	178 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 473 Palatial Park Dr was $5,211, up 6.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,211.00 (+6.3%)	$310,200 (+6.31%) Land $79,500 Building $230,700	$310,200 (-) Land $79,500 Building $230,700
2025	$4,902.00	$291,800	$310,200 Land $79,500 Building $230,700
2023	$4,309.00 (+56.18%)	$255,000 (+4.44%) Land $79,500 Building $175,500	$255,000 (-) Land $79,500 Building $175,500
2022	$2,759.00	$244,167	$255,000 Land $79,500 Building $175,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 473 Palatial Park Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 473 Palatial Park Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ting.

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