McLeod County property record for 473 Lake Dr, Winsted, MN 55395
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,078 sqft · built 2003 |
| Lot Size | 0.247 acres (10,788 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,408 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2010 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21.122.0010 |
| Primary APN | 21.122.0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,078 sqft Total Area |
| 1st Floor Area | 1,010 sqft |
| Basement Area | 896 sqft |
| Finished Basement | 896 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,788 sqft (0.247 acres) |
| Lot Dimensions | 124 ft deep x 87 ft wide |
| Garage Type | Finished |
| Garage Area | 660 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 473 LAKE DR |
|---|---|
| City | WINSTED |
| State | MN |
| Zip | 55395-7860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINSTED ON THE LAKE FIFTH ADDI LOT-001 BLOCK-001 |
| Legal Subdivision | WINSTED ON THE LAKE FIFTH ADD |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLEOD MN |
| Township / Civil Division | WINSTED |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 950100 |
473 Lake Dr is owned and occupied by an individual who acquired it in July 2021.
Source: McLeod County records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 473 LAKE DR, WINSTED, MN 55395-7860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · VA Mortgage CBC NATIONAL BANK |
| Aug 18, 2010 | Deed of Trust, Mortgage QUICKEN LOANS INC |
| Aug 10, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Aug 10, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Mar 3, 2021 | Deed of Trust, Mortgage · VA Mortgage CBC NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 30, 2021 |
| Transfer Doc | 68172 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 473 LAKE DR, WINSTED, MN 55395-7860 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000067275 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 67275 |
| Name | CBC NATIONAL BANK |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 473 LAKE DR, WINSTED, MN 55395-7860 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000051559 |
|---|---|
| Date | Aug 18, 2010 |
| Instrument | 51559 |
| Name | QUICKEN LOANS INC |
|---|---|
| Address | 20555 VICTOR PKWY, LIVONIA, MI 48152 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2040 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Aug 10, 2021 |
| Property Address | 473 LAKE DR, WINSTED, MN 55395-7860 |
| Document Number | 68172 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 68172 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 PLEASANT AVE N, GLENCOE, MN 55336-3203 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Aug 10, 2021 |
| Property Address | 473 LAKE DR, WINSTED, MN 55395-7860 |
| Document Number | 0000068172 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 68172 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 PLEASANT AVE N, GLENCOE, MN 55336-3203 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 473 LAKE DR, WINSTED, MN 55395-7860 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 67275 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 67275 |
| Name | CBC NATIONAL BANK |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 473 Lake Dr was $4,408 with a homeowner's exemption.
Source: McLeod County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | McLeod County |
| Municipality | Winsted City |
| Unified School District | Howard Lake-Waverly-Winsted (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,408.00 Homeowner's exemption | ||
| 2025 | $302,800 Land $73,600 Building $229,200 | $302,800 Land $73,600 Building $229,200 | |
| 2022 | $269,300 Land $70,300 Building $199,000 | $269,300 Land $70,300 Building $199,000 | |
| 2019 | $3,360.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 473 Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 473 Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winsted serves 2,226 people · EPA ID MN1430010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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