473 E Main St, Waterbury, CT 06702 Property Records

Waterbury City property record for 473 E Main St, Waterbury, CT 06702

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	9,384 sqft · built 1932
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$1,500,000 (Dec 2025)
Tax Bill	$24,131 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29600720005`

Property Details

APN / Parcel Number

Primary APN	`29600720005`
Alternative APNs	`WATE M:0296 B:0072 L:0005` `WBRY M:0296 B:0072 L:0005`

Interior

Units	15 Units
Stories	3 Stories
Building Area	9,384 sqft Total Area
Basement Area	3,128 sqft
Unfinished Basement	3,128 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1965
Exterior Material	Brick
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	29600720005
Street Address	473 E MAIN ST
City	WATERBURY
State	CT
Zip	06702
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	CG
Legal Block	72
Legal Lot Number	5
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	1
Census Block	1015
Census Tract	350400

Owner

473 E Main St, a commercial property, is owned by a company that bought it in December 2025.

Source: Waterbury City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	151 NEW PARK AVE, 13, HARTFORD, CT 06106-2172
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Warranty Deed, Transfer RFLF 4 LLC
Jul 1, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage GLOBAL FUNDING GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	Jul 1, 2024 · Amount on File
Deed Document Number	202520324
Deed Book / Page	9181 / 21
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Dec 23, 2025
Property Address	473 E MAIN ST, WATERBURY, CT 06702
Document Number	0009181-21
Book / Page	9181 / 21
Instrument Date	Dec 19, 2025
Instrument	202520324
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 NEW PARK AVE UNIT 13, 13, HARTFORD, CT 06106-2172

Mortgage

Document Number	0000918124
Date	Dec 23, 2025
Instrument	9181/24

Lender

Name	RFLF 4 LLC

Agreement

Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Jul 1, 2024
Property Address	473 E MAIN ST, WATERBURY, CT 06702
Document Number	008896-334
Book / Page	8896 / 334
Instrument Date	Jun 28, 2024
Instrument	202407650
Transaction Type	Transfer
Record Updated	Jul 18, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 FAIRLAWN DR, TORRINGTON, CT 06790-5807
Investor	Possibly a Property Investor

Mortgage

Document Number	0202407651
Date	Jul 1, 2024
Instrument	2024-07651

Lender

Name	GLOBAL FUNDING GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 473 E Main St was $24,131, down 3.6% from the year before.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,131.00 (-3.65%)	$556,780 (-) Land $61,740 Building $495,040
2025	$25,044.00	$556,780 Land $61,740 Building $495,040	$795,400 Land $88,200 Building $707,200
2024	$25,044.00 (-17%)
2023	$30,172.00	$556,780 Land $61,740 Building $495,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 473 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 473 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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