473 E Lake Cir, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 473 E Lake Cir, Chesapeake, VA 23322

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,570 sqft · built 1987
Lot Size0.087 acres (668 sqft)
OwnerIndividual Name on File
Tax Bill$2,681 (2025)
Deeds & MortgagesMay 2026 Transfer
Jun 2020 Mortgage
+ 1 more
APN0595002000380

Property Details

APN / Parcel Number

Primary APN0595002000380

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,570 sqft Living Area
1st Floor Area910 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCondo/Apartment
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area668 sqft (0.087 acres)
Deck Area1,238 sqft
Patio Area175 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address473 E LAKE CIR
CityCHESAPEAKE
StateVA
Zip23322-8321
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF1: MULT
Legal DescriptionUNIT 473 CEDAR LAKES CONDO
Legal SubdivisionCEDAR LAKES
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3006
Census Tract21010

Owner

473 E Lake Cir, a condominium, is owned and occupied by an individual who acquired it in May 2026.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address473 E LAKE CIR, CHESAPEAKE, VA 23322-8321
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMESPIRE MORTGAGE CORPORATION
Dec 5, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 15, 2026
Transfer Doc0000012409
Record UpdatedOct 29, 2026

May 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 15, 2026
Property Address473 E LAKE CIR, CHESAPEAKE, VA 23322-8321
Document Number0000012409
Book / Page10979 / 723
Instrument DateMay 15, 2026
Instrument202612409
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address473 E LAKE CIR, CHESAPEAKE, VA 23322-8321

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address473 E LAKE CIR, CHESAPEAKE, VA 23322-8321
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title Company360 SETTLEMENT AND TITLE SERVICES, 360 SETTLEMENT & TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10160/1468
DateJun 5, 2020
Book Page10160/1468
Instrument200017740
Lender
NameHOMESPIRE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

December 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateDec 5, 2018
Property Address473 E LAKE CIR, CHESAPEAKE, VA 23322-8321
Document Number9972/309
Book / Page9972 / 309
Instrument DateNov 29, 2018
Instrument180031577
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address473 E LAKE CIR, CHESAPEAKE, VA 23322-8321

Tax Assessment & Valuation

The 2025 property tax bill for 473 E Lake Cir was $2,681, up 13.8% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$278,500 (+4.94%) Land $105,000 Building $173,500$278,500 (+4.94%) Land $105,000 Building $173,500
2025$2,681.00 (+13.84%)$265,400 Land $95,000 Building $170,400$265,400 Land $95,000 Building $170,400
2024$2,355.00
2023$220,500 (+7.14%) Land $75,000 Building $145,500$220,500 (+7.14%) Land $75,000 Building $145,500
2022$205,800 Land $60,000 Building $145,800$205,800 Land $60,000 Building $145,800
2019$1,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 473 E Lake Cir; there have been 9 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims9 (1984–2024)
Claims Outside the SFHA7 of 9
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 473 E Lake Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30

Nearby Properties on E Lake Cir

Nearby Streets

Search Property Records by Address or Parcel Number