473 E 3rd St, Galesburg, IL 61401 Property Records

Knox County property record for 473 E 3rd St, Galesburg, IL 61401

Property Summary

Property Type	Single Family Home
Details	1 ba · 984 sqft · built 1903
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$1,012 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`99-14-307-015`

Property Details

APN / Parcel Number

Primary APN	`99-14-307-015`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Base Area
1st Floor Area	984 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	198 ft deep x 30.1 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	473 E 3RD ST
City	GALESBURG
State	IL
Zip	61401-6023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 LOT 14 BLK 76
Legal Subdivision	SECOND SOUTHERN ADD
Legal Block	76
Legal Lot Number	14
Jurisdiction	KNOX IL
Township / Civil Division	GALESBURG CITY
Census Block Group	4
Census Block	4018
Census Tract	1000

Owner

473 E 3rd St is owned and occupied by an individual.

Source: Knox County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	473 E 3RD ST, GALESBURG, IL 61401-6023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU
Jan 24, 2018	Deed of Trust, Mortgage · Conventional with PMI HERITAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	473 E 3RD ST, GALESBURG, IL 61401-6023
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001074643
Date	Sep 22, 2021
Instrument	1074643

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	473 E 3RD ST, GALESBURG, IL 61401-6023
Document Number	0001046611
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	WESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 E 3RD ST GALESBURG IL 614016023, GALESBURG, IL 61401-6023

Mortgage

Document Number	0001046611
Date	Feb 7, 2018
Instrument	1046611

Lender

Name	HERITAGE CU
Type	Credit Union
Address	MADISON, WI 53704

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 6, 2033

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 473 E 3rd St was $1,012.

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Galesburg City Township
Municipality	Galesburg City
Unified School District	Galesburg Community Unit School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,012.00	$10,930 Land $1,490 Building $9,440	$32,790 Land $4,470 Building $28,320
2022		$7,190 Land $1,370 Building $5,820	$21,570 Land $4,110 Building $17,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 473 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 473 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALESBURG serves 31,620 people · EPA ID IL0950200
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: Nextlink, Verizon.

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