St. Louis County property record for 4729 Judd Rd, Gilbert, MN 55741 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.75 ba · 951 sqft · built 1975 |
| Lot Size | 2.53 acres (110,207 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,000 (Oct 2024) |
| Tax Bill | $1,180 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 260-0015-00996 |
| Primary APN | 260-0015-00996 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.75 Baths |
|---|---|
| Building Area | 951 sqft Gross Area |
| 1st Floor Area | 951 sqft 1st Floor |
| Basement Area | 710 sqft Basement |
| Finished Basement | 710 sqft Finished |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Lot Area | 110,207 sqft (2.53 acres) |
| Garage Area | 728 sqft Garage |
| Deck Area | 96 sqft Deck |
|---|---|
| Porch | Porch |
| Porch Area | 45 sqft Porch |
| Sauna | Sauna |
| Storage Building | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Wood |
| Account Number | 1173989 |
|---|---|
| Street Address | 4729 JUDD RD |
| City | GILBERT |
| State | MN |
| Zip | 55741-8278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 200 FEET OF W 1260.08 FEET OF S 550FEET OF SW1/4 OF SW1/4 SERIAL # |
| Legal Range | 16W |
| Legal Township | 58N |
| Legal Section | 33 |
| Legal Subdivision | BIWABIK TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BIWABIK |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 13600 |
Source: St. Louis County records · APN 260-0015-00996
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4729 JUDD RD, GILBERT, MN 55741-8278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SERVION INC |
| Jan 29, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Jun 21, 2023 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Aug 12, 2021 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2024 · Amount on Record |
| Deed Sale | Oct 30, 2024 · Amount on Record |
| Deed Document Number | 20241498435 |
| Prior Transfer Date | Oct 25, 2024 |
| Prior Transfer Doc | 0001498435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 01, 2026 |
| Property Address | 4729 JUDD RD, GILBERT, MN 55741-8278 |
| Document Number | 0001535368 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20261535368 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | SERVION TITLE INC, SERVION INC |
| Name | Verified Name |
|---|---|
| Address | 4729 JUDD RD, GILBERT, MN 55741-8278 |
| Document Number | 0001535368, |
|---|---|
| Date | Jul 01, 2026 |
| Instrument | 20261535368 |
| Name | SERVION INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4729 JUDD RD, GILBERT, MN 55741-8278 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001527028 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 1527028 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Jan 28, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4729 JUDD RD, GILBERT, MN 55741-8278 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001468480 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 1468480 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 20, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4729 JUDD RD, GILBERT, MN 55741-8278 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001421661 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 1421661 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | 55881 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 11, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Biwabik Township |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,180.00 (+10.28%) Homeowner's exemption | ||
| 2025 | $1,070.00 (-7.92%) Homeowner's exemption | $161,600 (+0.81%) Land $26,800 Building $134,800 | $161,600 (+0.81%) Land $26,800 Building $134,800 |
| 2024 | $1,162.00 | $160,300 (+6.65%) Land $24,300 Building $136,000 | $160,300 (+6.65%) Land $24,300 Building $136,000 |
| 2022 | $150,300 Land $19,800 Building $130,500 | $150,300 Land $19,800 Building $130,500 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 62% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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