4728 Wellesley Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 4728 Wellesley Dr, Ooltewah, TN 37363 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,194 sqft · built 2023
Owner	Individual Name on File
Last Sale	$499,019 (Mar 2023)
Tax Bill	$2,151 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140N D 045`

Property Details

APN / Parcel Number

Primary APN	`140N D 045`
Alternative APN	`0000392340`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,194 sqft Living Area

Exterior

Year Built	Built 2023
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000392340
Street Address	4728 WELLESLEY DR
City	OOLTEWAH
State	TN
Zip	37363-8223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 177 WELLESLEY SUB PHASE IV PB 123 PGS 112-114 OUT OF 140 195.04 FOR 2022
Legal Subdivision	WELLESLEY SUB UNIT 3
Legal Phase	4
Legal Lot Number	177
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3007
Census Tract	11311

Owner

Source: Hamilton County records · APN 140N D 045

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4728 WELLESLEY DR, OOLTEWAH, TN 37363-8223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2023 · Amount on Record
Deed Sale	Mar 02, 2023 · Amount on Record
Deed Document Number	2023030200085
Deed Book / Page	13226 / 312
Record Updated	Jun 08, 2026

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 02, 2023
Property Address	4728 WELLESLEY DR, OOLTEWAH, TN 37363-8223
Document Number	0000000085
Book / Page	13226 / 312
Map Reference	MB 123 PG 112-114
Instrument Date	Feb 09, 2023
Instrument	2023030200085
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,846.37
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 WELLESLEY DR, OOLTEWAH, TN 37363-8223

Mortgage

Document Number	0132260316
Date	Mar 02, 2023
Instrument	13226-0316

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 01, 2028
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	7%
Index	SOFR Average 30-Day
Max Rate	10%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Collegedale City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,151.00 (-22.01%)	$141,925 (+15.11%)	$567,700 (+15.11%) Land $75,000 Building $492,700
2024	$2,758.00 (-17.05%)	$123,300 (+40.79%)	$493,200 (+40.79%) Land $60,000 Building $433,200
2023	$3,325.00 (+511.21%)	$87,575 (+483.83%)	$350,300 (+483.83%) Land $60,000 Building $290,300
2022	$544.00	$15,000	$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 36% of the US · above 53% of Tennessee
Wildfire Likelihood	About 1 in 1,786 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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