4728 Vernon Ave, Indianapolis, IN 46226 Property Records

Marion County property record for 4728 Vernon Ave, Indianapolis, IN 46226

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,456 sqft · built 1954
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2023)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-07-12-107-052.000-407`

Property Details

APN / Parcel Number

Primary APN	`49-07-12-107-052.000-407`
Alternative APN	`4005648`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	3,456 sqft Living Area
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2017
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	139 ft deep x 51 ft wide
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4728 VERNON AVE
City	INDIANAPOLIS
State	IN
Zip	46226-2844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAWRENCE MANOR 2ND SEC L60
Legal Subdivision	LAWRENCE MANOR 2ND SEC
Legal Lot Number	60
Jurisdiction	MARION IN
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2008
Census Tract	330600

Owner

4728 Vernon Ave is owned and occupied by an individual who bought it in August 2023.

Source: Marion County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	4728 VERNON AVE, INDIANAPOLIS, IN 46226-2844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 4, 2023	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Mar 2, 2023	Personal Representative Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on File
Deed Sale	Aug 4, 2023 · Amount on File
Prior Sale	Mar 2, 2023
Deed Document Number	202364600
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Recording Date	May 12, 2026
Property Address	4728 VERNON AVE, INDIANAPOLIS, IN 46226-2844
Document Number	0000039270
Instrument Date	May 5, 2026
Instrument	202639270
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 VERNON AVE, INDIANAPOLIS, IN 46226-2844

Mortgage

Document Number	0000039270,
Date	May 12, 2026
Instrument	202639270

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Aug 4, 2023
Property Address	4728 VERNON AVE, INDIANAPOLIS, IN 46226-2844
Document Number	0000064600
Map Reference	PB 28 PG 347
Instrument Date	Jul 27, 2023
Instrument	A202300064600
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	CENTURION LAND TITLE INC, CENTURION LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 VERNON AVE, INDIANAPOLIS, IN 46226-2844

Mortgage

Document Number	0000064601
Date	Aug 4, 2023
Instrument	A202300064601

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

March 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MARION IN
Recording Date	Mar 2, 2023
Property Address	4728 VERNON AVE, INDIANAPOLIS, IN 46226-2844
Document Number	0000015873
Map Reference	PB 28 PG 347
Instrument Date	May 25, 2022
Instrument	A202300015873
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6111 PALOMAR CIR, INDIANAPOLIS, IN 46234-9062

Tax Assessment & Valuation

The 2025 property tax bill for 4728 Vernon Ave was $2,738 with a homeowner's exemption.

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Lawrence Township
Municipality	Lawrence City
Unified School District	Lawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,738.00	$273,600 Land $10,900 Building $262,700	$273,600 Land $10,900 Building $262,700
2023	$1,328.00 (-22.38%)	$135,800 (+4.22%) Land $10,900 Building $124,900	$135,800 (+4.22%) Land $10,900 Building $124,900
2022	$1,711.00 (+128.44%)	$130,300 Land $10,900 Building $119,400	$130,300 Land $10,900 Building $119,400
2021	$749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4728 Vernon Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4728 Vernon Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAWRENCE UTILITIES serves 49,000 people · EPA ID IN5249005
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 E. coli resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Spectrum.

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