4728 SW 89th St, Ocala, FL 34476 Property Records

Marion County property record for 4728 SW 89th St, Ocala, FL 34476

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$306,000 (Apr 2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35623-15-011`

Property Details

APN / Parcel Number

Primary APN	`35623-15-011`
Alternative APN	`4109439`

Exterior

Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	115 ft deep x 50 ft wide

Location & Zoning

Street Address	4728 SW 89TH ST
City	OCALA
State	FL
Zip	34476-6211
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PUD
Legal Description	SEC 15 TWP 16 RGE 21 PLAT BOOK 016 PAGE 082 OCALA CROSSINGS SOUTH PHASE THREE BLK O LOT 11
Legal Subdivision	OCALA CROSSINGS SOUTH PHASE THREE
Legal Block	O
Legal Lot Number	11
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	1
Census Block	1001
Census Tract	1009

Owner

4728 SW 89th St, residential vacant land, is owned and occupied by an individual who bought it in April 2026.

Source: Marion County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4728 SW 89TH ST, OCALA, FL 34476-6211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Special Warranty Deed, Transfer · FHA Mortgage DHI MORTGAGE COMPANY LP
Apr 22, 2026	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Deed Document Number	202650962
Deed Book / Page	8887 / 1223
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARION FL
Recording Date	Apr 22, 2026
Property Address	4728 SW 89TH ST, OCALA, FL 34476-6211
Document Number	0000050962
Book / Page	8887 / 1223
Instrument Date	Apr 20, 2026
Instrument	2026.50962
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	DHI TITLE OF FLORIDA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216,342.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 SW 89TH ST, OCALA, FL 34476-6211

Mortgage

Document Number	0000050963,
Date	Apr 22, 2026
Instrument	2026..50963

Lender

Name	DHI MORTGAGE COMPANY LP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARION FL
Recording Date	Apr 22, 2026
Property Address	4728 SW 89TH ST, OCALA, FL 34476-6211
Document Number	0088871223
Book / Page	8887 / 1223
Instrument Date	Apr 20, 2026
Instrument	202650962
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2026
Title Company	TITLE OF FLORIDA, DHI TITLE OF FLORIDA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216,342.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 SW 89TH ST, OCALA, FL 34476-6211

Mortgage

Document Number	0000050963,
Date	Apr 22, 2026
Instrument	202650963

Lender

Name	DHI MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$44,850 Land $44,850	$44,850 Land $44,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4728 SW 89th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4728 SW 89th St is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRUCE CREEK NORTH private · serves 7,467 people · EPA ID FL6424652
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Spectrum.

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