4728 Stephens Rd, Gainesville, GA 30504 Property Records

Hall County property record for 4728 Stephens Rd, Gainesville, GA 30504

Property Summary

Property Type	Rural Home
Details	2 bd · 2.5 ba · 2,150 sqft · built 2003
Lot Size	6.24 acres (271,814 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jun 2017)
Tax Bill	$6,299 (2026)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-054-003-003`

Property Details

APN / Parcel Number

Primary APN	`08-054-003-003`
Alternative APN	`15240`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,150 sqft Heated Area
1st Floor Area	2,090 sqft
Basement Area	1,726 sqft
Unfinished Basement	1,726 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Rustic
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	271,814 sqft (6.24 acres)
Garage Area	974 sqft

Exterior Amenities

Porch	Slab
Porch Area	560 sqft
Deck Area	928 sqft
Patio Area	56 sqft
Lean-To	275 sqft
Pole Barn	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15240
Street Address	4728 STEPHENS RD
City	GAINESVILLE
State	GA
Zip	30504-8249
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-1
Legal Description	STEPHENS ROAD
Legal Subdivision	LITTLE RIVER
Jurisdiction	HALL GA
Township / Civil Division	OAKWOOD
Census Block Group	2
Census Block	2011
Census Tract	1402

Owner

4728 Stephens Rd, a rural home, is owned and occupied by an individual who bought it in June 2017.

Source: Hall County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4728 STEPHENS RD, GAINESVILLE, GA 30504-8249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2017 · Amount on File
Deed Sale	Jun 2, 2017 · Amount on File
Prior Sale	Oct 1, 1996 · Amount on File
Deed Document Number	20174002
Deed Book / Page	7910 / 1
Prior Transfer Date	Dec 19, 2014
Prior Transfer Doc	0000000233
Record Updated	Oct 29, 2026

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Jun 5, 2017
Property Address	4728 STEPHENS RD, GAINESVILLE, GA 30504-8249
Document Number	0079100001
Book / Page	007910 / 000001
Instrument Date	Jun 2, 2017
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 STEPHENS RD GAINESVILLE GA 305048249, GAINESVILLE, GA 30504-8249

Mortgage

Document Number	79100003
Date	Jun 5, 2017
Book Page	007910/000003

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4728 Stephens Rd was $6,299, up 0.7% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,299.00 (+0.72%)	$261,492 (+0.77%) Land $70,960 Building $190,532	$653,730 (+0.77%) Land $177,400 Building $476,330
2025	$6,254.00	$259,492 Land $70,960 Building $188,532	$648,730 Land $177,400 Building $471,330
2023	$6,135.00 (+14.72%)	$235,640 (+19.76%) Land $70,960 Building $164,680	$589,100 (+19.76%) Land $177,400 Building $411,700
2022	$5,348.00	$196,760 Land $70,960 Building $125,800	$491,900 Land $177,400 Building $314,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4728 Stephens Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4728 Stephens Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20